Updated October 8, 2026 · BorrowCue Editorial Team

Top secured loans compared in the United Kingdom

45 lenders available in the United Kingdom, ranked for the United Kingdom.

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Top secured loans compared in the United Kingdom
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1
One Bridging LoansTop pick

One Bridging Loans offers UK bridging loans. Its site lists residential, commercial and specialist bridging, property refurbishment finance, auction finance, chain break bridging and development exit finance.

Not rated
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    2
    Spark logo
    Spark
    9.3/10
    • Same day funding
    Arrangement fee:
    0
    Credit check:
    None
    Funding time:
    Instant, on-chain in the borrow transaction
    ReviewCompareSee alternatives
    3
    OneMain Financial logo
    OneMain Financial
    9.3/10
    • Fixed rate
    • Same day funding
    APR:
    11.99% to 35.99%
    Loan amount:
    $1,500 to $30,000
    Term:
    24 to 60 months
    ReviewCompareSee alternatives
    4
    Salt Lending logo
    Salt Lending
    9.2/10
    • Fixed rate
    • Same day funding
    APR:
    7.49% to 10.5%
    Loan amount:
    $5,000
    Term:
    12 to 60 months
    ReviewCompareSee alternatives
    5
    NLB Banka Kosova logo
    NLB Banka Kosova

    NLB Depozita me afat: Bonus up to 200 EUR

    9.2/10
    • Fixed rate
    APR:
    7.47% to 8.01%
    Loan amount:
    up to €35,000
    Term:
    120 months
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    6
    Cashaa logo
    Cashaa
    9.1/10
    • Fixed rate
    • Same day funding
    APR:
    0% to 12%
    Loan amount:
    $1,000 to $70,000
    Term:
    up to 12 months
    ReviewCompareSee alternatives
    7
    MoneySuperMarket logo
    MoneySuperMarket

    Earn a £50 Gift Card with an MBNA loan: £50 gift card

    9.1/10
      APR:
      5.9% to 99%
      Loan amount:
      £1,000 to £50,000
      Term:
      12 to 120 months
      ReviewCompareSee alternatives
      8
      YouHodler logo
      YouHodler
      9.1/10
      • Fixed rate
      • Same day funding
      Loan amount:
      $30,000
      Term:
      1 month
      Arrangement fee:
      Daily fee 0.0301% to 0.0521% of collateral value per day, no fixed origination fee stated
      ReviewCompareSee alternatives
      9
      Optimise logo
      Optimise
      9.0/10
      • Fixed rate
      APR:
      9.49% to 12.6%
      Loan amount:
      £10,000 to £500,000
      Term:
      36 to 360 months
      ReviewCompareSee alternatives
      10
      Metro Bank logo
      Metro Bank

      Re-mortgage package: free standard valuation and either Legal Assist or cashback: Free valuation plus legal fees, or cashback

      9.0/10
      • Fixed rate
      APR:
      18.9%
      Loan amount:
      £150,000 to £10,000,000
      Term:
      300 months
      ReviewCompareSee alternatives

      Licensed in the United Kingdom

      Optimise
      Financial Conduct Authority
      Optimise
      Information Commissioner's Office
      Metro Bank
      Prudential Regulation Authority
      Metro Bank
      Financial Conduct Authority
      Cash Converters
      Financial Conduct Authority
      Lending Crowd
      Financial Conduct Authority
      Chartwell
      Financial Conduct Authority
      ClickFinance
      Office of Fair Trading
      uSwitch
      Financial Conduct Authority (Dot Zinc Limited, consumer credit)
      uSwitch
      Financial Conduct Authority (Uswitch Limited)
      uSwitch
      Financial Conduct Authority (RVU Services Limited, Appointed Representative)
      Vanquis
      Prudential Regulation Authority
      Loan Tube
      Financial Conduct Authority (FCA)
      Tandem Bank
      Prudential Regulation Authority
      Tide Go
      Financial Conduct Authority (e-money authorisation, Electronic Money Regulations 2011)
      Tide Go
      Financial Conduct Authority (credit and insurance broking)
      Aldermore
      Financial Conduct Authority and Prudential Regulation Authority (authorised by the PRA, regulated by the FCA and PRA)
      CPC
      Financial Conduct Authority
      Cynergy Bank
      Financial Conduct Authority
      FEXCO
      Financial Conduct Authority

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      Other countries

      One Bridging Loans

      Top pick for the United Kingdom

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