Updated September 29, 2026 · BorrowCue Editorial Team

Top remortgage deals compared in the United Kingdom

34 lenders available in the United Kingdom, ranked for the United Kingdom.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. How we rank

Top remortgage deals compared in the United Kingdom
#LenderScoreFeaturesKey factsActions
1
Cashback Remortgage logo
Cashback RemortgageTop pick
Not rated
    Purpose:
    Purchase, Remortgage, First-time-buyer, and 1 more
    Lender type:
    Broker
    Legal entity:
    Crayon Financial Solutions Limited
    ReviewCompareVisit
    2
    Bank of Ireland logo
    Bank of Ireland

    Cashback Plus on new mortgage drawdown: Up to 3% of mortgage drawdown (2% after drawdown, 1% after 5 years)

    9.4/10
      Initial rate:
      3.1%
      APRC:
      3.8%
      Fixed period:
      4 years
      ReviewCompareSee alternatives
      3
      Nationwide Building Society logo
      Nationwide Building Society

      GBP 500 first time buyer cashback

      9.2/10
      • Fixed rate
      • Same day funding
      Fixed period:
      2 to 10 years
      Maximum loan to value:
      95%
      Purpose:
      Purchase, Remortgage, First-time-buyer, and 1 more
      ReviewCompareSee alternatives
      4
      LiveMore
      9.1/10
        Initial rate:
        3.74%
        Maximum loan to value:
        80%
        Purpose:
        Purchase, Remortgage, Equity-release
        ReviewCompareSee alternatives
        5
        Optimise logo
        Optimise
        9.0/10
        • Fixed rate
        Initial rate:
        6.59% to 26.3%
        APRC:
        12.6%
        Fixed period:
        5 years
        ReviewCompareSee alternatives
        6
        Metro Bank logo
        Metro Bank

        Re-mortgage package: free standard valuation and either Legal Assist or cashback: Free valuation plus legal fees, or cashback

        9.0/10
        • Fixed rate
        Maximum loan to value:
        95%
        Purpose:
        Purchase, First-time-buyer, Remortgage
        Lender type:
        Direct lender
        ReviewCompareSee alternatives
        7
        HSBC UK logo
        HSBC UK

        Get GBP 500 with an HSBC Premier Bank Account

        9.0/10
        • Fixed rate
        • Same day funding
        Initial rate:
        5.29%
        APRC:
        6.2%
        Fixed period:
        2 years
        ReviewCompareSee alternatives
        8
        EZLendr
        8.9/10
        • Fixed rate
        Initial rate:
        7.03%
        Fixed period:
        30 years
        Purpose:
        Purchase, Remortgage, Home-equity
        ReviewCompareSee alternatives
        9
        NatWest logo
        NatWest

        Cashback on first time buyer exclusive mortgages: GBP 150 - 1000

        8.9/10
        • Same day funding
        Initial rate:
        4.98%
        Fixed period:
        5 years
        Maximum loan to value:
        95%
        ReviewCompareSee alternatives
        10
        ClickFinance
        8.8/10
        • Same day funding
        APRC:
        7.3%
        Maximum loan to value:
        75% to 85%
        Product fee:
        £1,000
        ReviewCompareSee alternatives

        Licensed in the United Kingdom

        Cashback Remortgage
        Financial Conduct Authority
        Bank of Ireland
        Prudential Regulation Authority
        Nationwide Building Society
        Prudential Regulation Authority
        LiveMore
        Financial Conduct Authority
        Optimise
        Financial Conduct Authority
        Optimise
        Information Commissioner's Office
        Metro Bank
        Prudential Regulation Authority
        Metro Bank
        Financial Conduct Authority
        HSBC UK
        Prudential Regulation Authority
        NatWest
        Financial Conduct Authority (regulated) and Prudential Regulation Authority (authorised)
        ClickFinance
        Office of Fair Trading
        Santander UK
        Prudential Regulation Authority
        uSwitch
        Financial Conduct Authority (Dot Zinc Limited, consumer credit)
        uSwitch
        Financial Conduct Authority (Uswitch Limited)
        uSwitch
        Financial Conduct Authority (RVU Services Limited, Appointed Representative)
        Tandem Bank
        Prudential Regulation Authority
        Aldermore
        Financial Conduct Authority and Prudential Regulation Authority (authorised by the PRA, regulated by the FCA and PRA)
        CPC
        Financial Conduct Authority
        Cynergy Bank
        Financial Conduct Authority
        Moneybox
        Financial Conduct Authority

        Browse by category

        Other countries

        Cashback Remortgage

        Cashback Remortgage

        Top pick for the United Kingdom

        Visit