Guides and explainers
Business loans
How to choose business loans: cost, eligibility and who lends
Business loans differ most in how the charge is built, so weigh the fee against the rate, then test eligibility, check who actually lends and note how quickly the money arrives.
Buy now, pay later
How to choose buy now, pay later
Buy now, pay later plans are easy to compare badly, so work through cost, fees, who lends the money, rate and term, eligibility, support and exit terms in that order using Kviku, Oney Préstamos ES and Solcredito MX as worked …
Car loans
How to choose a car loan: costs, fees and who holds the money
Choosing a car loan comes down to the rate attached to your credit profile, the term you repay over, and the total repay once the origination fee is added.
Cash advance apps
How to choose a cash advance app
A cash advance app is judged on what it charges, how fast money arrives, who it accepts and whose name sits on the licence, and this guide works through each point using Abhi, Brigit and Exim Bank Djibouti as worked …
Lines of credit
How to choose a line of credit
A line of credit gives you a limit you can draw on repeatedly, and choosing between lenders comes down to the rate, the limit, who gets accepted and how fast the money lands.
Debt consolidation loans
How to choose a debt consolidation loan
A clear path through the decision, comparing fees, rates, borrowing limits, eligibility and the safety of the money across debt consolidation lenders.
Home improvement loans
How to choose a home improvement loan
Two lenders show why the cost of a home improvement loan rests on the interest rate, the arrangement fee and how quickly the money arrives, not on the headline rate alone.
Mortgages
How to choose a mortgage: fees, checks and payout timing
Compare mortgage brokers on the fees they pass on, the rate and term you get, the registration behind the loan and how long payout takes.
Payday and short-term loans
Payday and short-term loans: how to compare them
A short guide to weighing the total cost, the credit check, the payout speed and the account rules behind payday and short-term loans before you apply.
Private student loans
How to choose private student loans
Compare private student loans on amount, annual cost, term, fees and who actually lends the money, using Andacredito, Creditio and Finmercado as worked examples.
Loans for bad credit
Loans: the company behind the lender
The company behind a loan decides who you can complain to and which regulator holds it to account, so compare the legal entity, home market, licence and support before you look at fees.
Loans for bad credit
Loans: rates and costs compared
Rates, origination and arrangement fees, early repayment terms and worked examples set side by side, so the cheapest headline is not mistaken for the cheapest loan.
Loans for bad credit
Loan eligibility: the credit each lender asks for
Every lender in this comparison publishes one credit requirement, running from excellent down to poor, and that label decides who can apply at all, so here is how to sort the field and what to weigh once you are inside …
Loans for bad credit
Loan application and funding speed: how fast each lender pays out
Payout speed ranges from instant transfers to same day and multi day disbursements, so this guide shows how to read payout wording, loan size and repayment term side by side before you apply.
Loans for bad credit
Loans: how regulation and registers separate the lenders
Regulated lenders publish licence numbers and work under named watchdogs, while a broker introduces a party that never lends a penny, and those two facts tell you most of what a register lookup is for.
Loans for bad credit
Loan safety and regulation: what to check before you apply
How to read a lender's status, trace its licence to the named regulator, and treat published example figures before you commit to a loan.
Equity release
Mortgages: the company behind the lender
Before you compare mortgage rates, find out who is actually lending to you, because the legal name, home market, licence, fee list and support channels sit behind every quote you are shown.