Updated September 29, 2026 · BorrowCue Editorial Team
Top home improvement loans compared in the United Kingdom
28 lenders available in the United Kingdom, ranked for the United Kingdom.
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| # | Lender | Score | Features | APR | Loan amount | Actions |
|---|---|---|---|---|---|---|
| 1 |  M&S BankTop pick | 9.3/10 |
| APR: 5.9% to 21.9% | Loan amount: £1,000 to £30,000 | ReviewCompareSee alternatives |
| 2 |  OneMain Financial | 9.3/10 |
| APR: 11.99% to 35.99% | Loan amount: $1,500 to $30,000 | ReviewCompareSee alternatives |
| 3 |  Tesco Clubcard Prices on personal loans: 6.2% APR representative | 9.3/10 |
| APR: 6.2% to 34.5% | Loan amount: £3,000 to £35,000 | ReviewCompareSee alternatives |
| 4 |  Admiral Group | 9.2/10 |
| APR: 12.9% | Loan amount: £1,000 to £40,000 | ReviewCompareSee alternatives |
| 5 |  Kroo | 9.2/10 |
| APR: 14.9% | Loan amount: £1,000 to £25,000 | ReviewCompareSee alternatives |
| 6 |  Nationwide Building Society GBP 500 first time buyer cashback | 9.2/10 |
| APR: 5.9% to 29.9% | Loan amount: £1,000 to £50,000 | ReviewCompareSee alternatives |
| 7 |  NLB Banka Kosova NLB Depozita me afat: Bonus up to 200 EUR | 9.2/10 |
| APR: 7.47% to 8.01% | Loan amount: up to €35,000 | ReviewCompareSee alternatives |
| 8 | LendingPoint | 9.1/10 |
| APR: 7.99% to 35.99% | Loan amount: $1,000 to $36,500 | ReviewCompareSee alternatives |
| 9 |  MoneySuperMarket Earn a £50 Gift Card with an MBNA loan: £50 gift card | 9.1/10 | APR: 5.9% to 99% | Loan amount: £1,000 to £50,000 | ReviewCompareSee alternatives | |
| 10 |  Optimise | 9.0/10 |
| APR: 9.49% to 12.6% | Loan amount: £10,000 to £500,000 | ReviewCompareSee alternatives |
Licensed in the United Kingdom
- M&S Bank
- Prudential Regulation Authority (authorised) and Financial Conduct Authority (regulated)
- Tesco
- Financial Conduct Authority
- Tesco
- Prudential Regulation Authority
- Admiral Group
- Financial Conduct Authority
- Kroo
- Prudential Regulation Authority
- Nationwide Building Society
- Prudential Regulation Authority
- Optimise
- Financial Conduct Authority
- Optimise
- Information Commissioner's Office
- HSBC UK
- Prudential Regulation Authority
- Monzo Flex
- Prudential Regulation Authority
- NatWest
- Financial Conduct Authority (regulated) and Prudential Regulation Authority (authorised)
- John Lewis Money
- Financial Conduct Authority (FCA)
- Santander UK
- Prudential Regulation Authority
- uSwitch
- Financial Conduct Authority (Dot Zinc Limited, consumer credit)
- uSwitch
- Financial Conduct Authority (Uswitch Limited)
- uSwitch
- Financial Conduct Authority (RVU Services Limited, Appointed Representative)
- Vanquis
- Prudential Regulation Authority
- Loan Tube
- Financial Conduct Authority (FCA)
- Tandem Bank
- Prudential Regulation Authority
- CPC
- Financial Conduct Authority
Browse by category
- Personal loans in the United Kingdom
- Payday and short-term loans in the United Kingdom
- Loans for bad credit in the United Kingdom
- Debt consolidation loans in the United Kingdom
- Lines of credit in the United Kingdom
- Secured loans in the United Kingdom
- Mortgages in the United Kingdom
- Remortgage deals in the United Kingdom
- Car loans in the United Kingdom
- Business loans in the United Kingdom
- Private student loans in the United Kingdom
- Home equity loans and HELOCs in the United Kingdom
- Cash advance apps in the United Kingdom
- Buy now, pay later in the United Kingdom
- Equity release in the United Kingdom
- Debt relief in the United Kingdom