Updated October 9, 2026 · BorrowCue Editorial Team
Top personal loans compared in the United Kingdom
639 lenders available in the United Kingdom, ranked for the United Kingdom.
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| # | Lender | Score | Features | Key facts | Actions |
|---|---|---|---|---|---|
| 1 | 8lendsTop pick 8lends is an online lending service at app.8lends.io offering personal loans. | Not rated | ReviewCompareVisit | ||
| 2 |  Bank of Ireland Cashback Plus on new mortgage drawdown: Up to 3% of mortgage drawdown (2% after drawdown, 1% after 5 years) | 9.4/10 |
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| 3 |  M&S Bank | 9.3/10 |
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| 4 |  OneMain Financial | 9.3/10 |
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| 5 |  Tesco Clubcard Prices on personal loans: 6.2% APR representative | 9.3/10 |
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| 6 |  Admiral Group | 9.2/10 |
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| 7 |  Klarna 30% off Klarna Premium or Max for 3 months: 30% off for 3 months | 9.2/10 |
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| 8 |  Kroo | 9.2/10 |
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| 9 |  Salt Lending | 9.2/10 |
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| 10 |  Nationwide Building Society GBP 500 first time buyer cashback | 9.2/10 |
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| ReviewCompareSee alternatives |
Licensed in the United Kingdom
- Bank of Ireland
- Prudential Regulation Authority
- M&S Bank
- Prudential Regulation Authority (authorised) and Financial Conduct Authority (regulated)
- Tesco
- Financial Conduct Authority
- Tesco
- Prudential Regulation Authority
- Admiral Group
- Financial Conduct Authority
- Klarna
- Financial Conduct Authority
- Kroo
- Prudential Regulation Authority
- Nationwide Building Society
- Prudential Regulation Authority
- Optimise
- Financial Conduct Authority
- Optimise
- Information Commissioner's Office
- HSBC UK
- Prudential Regulation Authority
- Monzo Flex
- Prudential Regulation Authority
- NatWest
- Financial Conduct Authority (regulated) and Prudential Regulation Authority (authorised)
- ClickFinance
- Office of Fair Trading
- John Lewis Money
- Financial Conduct Authority (FCA)
- Moneyboat
- Financial Conduct Authority
- Santander UK
- Prudential Regulation Authority
- uSwitch
- Financial Conduct Authority (Dot Zinc Limited, consumer credit)
- uSwitch
- Financial Conduct Authority (Uswitch Limited)
- uSwitch
- Financial Conduct Authority (RVU Services Limited, Appointed Representative)
Browse by category
- Payday and short-term loans in the United Kingdom
- Loans for bad credit in the United Kingdom
- Debt consolidation loans in the United Kingdom
- Lines of credit in the United Kingdom
- Secured loans in the United Kingdom
- Mortgages in the United Kingdom
- Remortgage deals in the United Kingdom
- Car loans in the United Kingdom
- Business loans in the United Kingdom
- Private student loans in the United Kingdom
- Home equity loans and HELOCs in the United Kingdom
- Home improvement loans in the United Kingdom
- Cash advance apps in the United Kingdom
- Buy now, pay later in the United Kingdom
- Equity release in the United Kingdom
- Debt relief in the United Kingdom
Other countries
8lends
Top pick for the United Kingdom