Updated October 9, 2026 · BorrowCue Editorial Team
Top lenders in Australia compared
715 lenders available in Australia, ranked for Australia.
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| # | Lender | Score | Features | Key facts | Actions |
|---|---|---|---|---|---|
| 1 |  BeforepayTop pick | 8.8/10 |
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| ReviewCompareVisit |
| 2 | 8lends 8lends is an online lending service at app.8lends.io offering personal loans. | Not rated | ReviewCompareVisit | ||
| 3 |  Revolut Secured Credit Card intro offer: 0% APR for the first 6 months and unlimited 1.5% cashback: 0% intro APR for 6 months plus unlimited 1.5% cashback | Not rated |
| ReviewCompareVisit | |
| 4 |  MoneyMe | 9.4/10 |
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| ReviewCompareSee alternatives |
| 5 |  Alt Lending | 9.4/10 |
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| ReviewCompareSee alternatives |
| 6 |  Spark | 9.3/10 |
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| ReviewCompareSee alternatives |
| 7 |  OneMain Financial | 9.3/10 |
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| ReviewCompareSee alternatives |
| 8 |  Westpac home loan Referrer Program | 9.3/10 |
| ReviewCompareSee alternatives | |
| 9 |  Upstart Mortgage Home Equity Line of Credit | 9.3/10 |
| ReviewCompareSee alternatives | |
| 10 | Afterpay | 9.2/10 |
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| ReviewCompareSee alternatives |
Licensed in Australia
- Beforepay
- Australian Securities and Investments Commission
- MoneyMe
- ASIC (Australian Securities and Investments Commission)
- Westpac home loan Referrer Program
- Australian Securities and Investments Commission (ASIC)
- Afterpay
- Australian Credit Licence (issuer not named on page)
- Athena Home Loans
- ASIC
- ING Australia
- Australian Prudential Regulation Authority (APRA)
- ING Australia
- Australian Securities and Investments Commission (ASIC)
- Plenti
- ASIC (Australian Securities and Investments Commission)
- Wisr
- Australian Credit Licence and Australian Financial Services Licence (regulator not named on page)
- Alex.Bank
- Australian Prudential Regulation Authority (APRA)
- Alex.Bank
- Not named on page (Australian Financial Services Licence and Australian Credit Licence)
- Credit24
- Australian Securities and Investments Commission (ASIC)
- Credit24
- Australian Prudential Regulation Authority (APRA)
- Jacaranda Finance
- Australia (Australian Credit Licence)
- Macquarie Bank
- Australian Prudential Regulation Authority (APRA)
- Macquarie Bank
- Australian Securities and Investments Commission (ASIC)
- Great Southern Bank
- Australian Securities and Investments Commission
- Super Finance Markets
- Australian Securities and Investments Commission
- Commonwealth Bank Ltd
- Australian Prudential Regulation Authority (APRA)
- Cash Train
- Australian Credit Licence (regulator not named on page)
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- Buy now, pay later in Australia
- Equity release in Australia
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