Updated September 28, 2026 · BorrowCue Editorial Team

Top secured loans compared in Australia

42 lenders available in Australia, ranked for Australia.

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Top secured loans compared in Australia
#LenderScoreFeaturesKey factsActions
1
Spark logo
SparkTop pick
9.3/10
  • Same day funding
Arrangement fee:
0
Credit check:
None
Funding time:
Instant, on-chain in the borrow transaction
ReviewCompareSee alternatives
2
OneMain Financial logo
OneMain Financial
9.3/10
  • Fixed rate
  • Same day funding
APR:
11.99% to 35.99%
Loan amount:
$1,500 to $30,000
Term:
24 to 60 months
ReviewCompareSee alternatives
3
Athena Home Loans logo
Athena Home Loans
9.2/10
  • Fixed rate
APR:
6.24% to 6.39%
Loan amount:
A$10,000 to A$2,000,000
Term:
300 months
ReviewCompareSee alternatives
4
Salt Lending logo
Salt Lending
9.2/10
  • Fixed rate
  • Same day funding
APR:
7.49% to 10.5%
Loan amount:
$5,000
Term:
12 to 60 months
ReviewCompareSee alternatives
5
NLB Banka Kosova logo
NLB Banka Kosova

NLB Depozita me afat: Bonus up to 200 EUR

9.2/10
  • Fixed rate
APR:
7.47% to 8.01%
Loan amount:
up to €35,000
Term:
120 months
ReviewCompareSee alternatives
6
Cashaa logo
Cashaa
9.1/10
  • Fixed rate
  • Same day funding
APR:
0% to 12%
Loan amount:
$1,000 to $70,000
Term:
up to 12 months
ReviewCompareSee alternatives
7
Plenti logo
Plenti

EV loan rate reduction: 0.5% p.a. rate reduction

9.1/10
  • Fixed rate
  • Same day funding
APR:
5.95% to 25.16%
Loan amount:
A$5,000 to A$75,000
Term:
12 to 84 months
ReviewCompareSee alternatives
8
HomeSec Business Finance logo
HomeSec Business Finance
9.1/10
    Loan amount:
    A$20,000 to A$5,000,000
    Term:
    from 1 month
    Funding time:
    As little as 24 hours
    ReviewCompareSee alternatives
    9
    Wisr logo
    Wisr

    Power your progress: $1K

    9.1/10
    • Fixed rate
    • Same day funding
    APR:
    8.5% to 25.94%
    Loan amount:
    A$5,000 to A$62,000
    Term:
    36 to 84 months
    ReviewCompareSee alternatives
    10
    Alex.Bank logo
    Alex.Bank
    9.0/10
    • Fixed rate
    • Same day funding
    APR:
    9.49% to 19.49%
    Loan amount:
    A$2,100 to A$50,000
    Term:
    6 to 84 months
    ReviewCompareSee alternatives

    Licensed in Australia

    Athena Home Loans
    ASIC
    Plenti
    ASIC (Australian Securities and Investments Commission)
    Wisr
    Australian Credit Licence and Australian Financial Services Licence (regulator not named on page)
    Alex.Bank
    Australian Prudential Regulation Authority (APRA)
    Alex.Bank
    Not named on page (Australian Financial Services Licence and Australian Credit Licence)
    Jacaranda Finance
    Australia (Australian Credit Licence)
    Great Southern Bank
    Australian Securities and Investments Commission
    Super Finance Markets
    Australian Securities and Investments Commission
    Commonwealth Bank Ltd
    Australian Prudential Regulation Authority (APRA)
    NoBnk
    ASIC
    SocietyOne
    Australian Securities and Investments Commission (ASIC)
    loans.com.au
    Australian Credit Licence (issuer not named on page)

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    Other countries

    Spark

    Spark

    Top pick for Australia

    9.3/10See alternatives