Updated September 28, 2026 · BorrowCue Editorial Team

Top car loans compared in Australia

23 lenders available in Australia, ranked for Australia.

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Top car loans compared in Australia
#LenderScoreFeaturesKey factsActions
1
MoneyMe logo
MoneyMeTop pick
9.4/10
  • Same day funding
APR:
6.24% to 26.1%
Loan amount:
A$5,000 to A$70,000
Term:
36 to 84 months
ReviewCompareSee alternatives
2
OneMain Financial logo
OneMain Financial
9.3/10
  • Fixed rate
  • Same day funding
APR:
11.99% to 35.99%
Loan amount:
$1,500 to $30,000
Term:
24 to 60 months
ReviewCompareSee alternatives
3
ING Australia logo
ING Australia

1% cashback on eligible utility bills with Orange Everyday: 1% cashback on eligible utility bill payments, up to $100 per Orange Everyday, per financial year

9.2/10
  • Fixed rate
  • Same day funding
APR:
7.03% to 20.78%
Loan amount:
A$5,000 to A$60,000
Term:
24 to 84 months
ReviewCompareSee alternatives
4
NLB Banka Kosova logo
NLB Banka Kosova

NLB Depozita me afat: Bonus up to 200 EUR

9.2/10
  • Fixed rate
APR:
7.47% to 8.01%
Loan amount:
up to €35,000
Term:
120 months
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5
Plenti logo
Plenti

EV loan rate reduction: 0.5% p.a. rate reduction

9.1/10
  • Fixed rate
  • Same day funding
APR:
5.95% to 25.16%
Loan amount:
A$5,000 to A$75,000
Term:
12 to 84 months
ReviewCompareSee alternatives
6
Wisr logo
Wisr

Power your progress: $1K

9.1/10
  • Fixed rate
  • Same day funding
APR:
8.5% to 25.94%
Loan amount:
A$5,000 to A$62,000
Term:
36 to 84 months
ReviewCompareSee alternatives
7
Alex.Bank logo
Alex.Bank
9.0/10
  • Fixed rate
  • Same day funding
APR:
9.49% to 19.49%
Loan amount:
A$2,100 to A$50,000
Term:
6 to 84 months
ReviewCompareSee alternatives
8
Jacaranda Finance logo
Jacaranda Finance
9.0/10
  • Fixed rate
  • Same day funding
APR:
30.98% to 46.5%
Loan amount:
A$3,000 to A$30,000
Term:
25 to 48 months
ReviewCompareSee alternatives
9
Great Southern Bank logo
Great Southern Bank

Cashback on eligible refinance home loans and new investment property loans (Basic Variable and Fixed Rate Home Loans): Up to AUD 3,000

9.0/10
  • Fixed rate
APR:
7.49% to 20.19%
Loan amount:
A$5,000 to A$75,000
Term:
12 to 84 months
ReviewCompareSee alternatives
10
ProCredit Bank Kosovo logo
ProCredit Bank Kosovo

Hap llogari dhe Fito Menjëherë (open an account and win immediately)

9.0/10
  • Same day funding
Loan amount:
up to €10,000
Credit check:
Hard
Funding time:
Loan in about 3 minutes, fully online, money credited to the account immediately
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Licensed in Australia

MoneyMe
ASIC (Australian Securities and Investments Commission)
ING Australia
Australian Prudential Regulation Authority (APRA)
ING Australia
Australian Securities and Investments Commission (ASIC)
Plenti
ASIC (Australian Securities and Investments Commission)
Wisr
Australian Credit Licence and Australian Financial Services Licence (regulator not named on page)
Alex.Bank
Australian Prudential Regulation Authority (APRA)
Alex.Bank
Not named on page (Australian Financial Services Licence and Australian Credit Licence)
Jacaranda Finance
Australia (Australian Credit Licence)
Great Southern Bank
Australian Securities and Investments Commission
Commonwealth Bank Ltd
Australian Prudential Regulation Authority (APRA)
SocietyOne
Australian Securities and Investments Commission (ASIC)
loans.com.au
Australian Credit Licence (issuer not named on page)

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Other countries

MoneyMe

MoneyMe

Top pick for Australia

9.4/10See alternatives