Updated September 28, 2026 · BorrowCue Editorial Team
Top debt consolidation loans compared in Australia
20 lenders available in Australia, ranked for Australia.
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| # | Lender | Score | Features | Key facts | Actions |
|---|---|---|---|---|---|
| 1 |  MoneyMeTop pick | 9.4/10 |
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| 2 |  OneMain Financial | 9.3/10 |
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| 3 |  Athena Home Loans | 9.2/10 |
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| 4 |  ING Australia 1% cashback on eligible utility bills with Orange Everyday: 1% cashback on eligible utility bill payments, up to $100 per Orange Everyday, per financial year | 9.2/10 |
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| 5 | LendingPoint | 9.1/10 |
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| 6 |  Plenti EV loan rate reduction: 0.5% p.a. rate reduction | 9.1/10 |
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| 7 |  HomeSec Business Finance | 9.1/10 |
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| 8 |  Wisr Power your progress: $1K | 9.1/10 |
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| 9 |  Alex.Bank | 9.0/10 |
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| 10 |  Credit24 | 9.0/10 |
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Licensed in Australia
- MoneyMe
- ASIC (Australian Securities and Investments Commission)
- Athena Home Loans
- ASIC
- ING Australia
- Australian Prudential Regulation Authority (APRA)
- ING Australia
- Australian Securities and Investments Commission (ASIC)
- Plenti
- ASIC (Australian Securities and Investments Commission)
- Wisr
- Australian Credit Licence and Australian Financial Services Licence (regulator not named on page)
- Alex.Bank
- Australian Prudential Regulation Authority (APRA)
- Alex.Bank
- Not named on page (Australian Financial Services Licence and Australian Credit Licence)
- Credit24
- Australian Securities and Investments Commission (ASIC)
- Credit24
- Australian Prudential Regulation Authority (APRA)
- Jacaranda Finance
- Australia (Australian Credit Licence)
- Great Southern Bank
- Australian Securities and Investments Commission
- Commonwealth Bank Ltd
- Australian Prudential Regulation Authority (APRA)
- SocietyOne
- Australian Securities and Investments Commission (ASIC)
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- Equity release in Australia
- Debt relief in Australia