Updated October 9, 2026 · BorrowCue Editorial Team
Top lenders in Canada compared
724 lenders available in Canada, ranked for Canada.
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| # | Lender | Score | Features | Key facts | Actions |
|---|---|---|---|---|---|
| 1 |  BorrowellTop pick Credit Builder cash back rewards on select Marketplace products | 8.9/10 |
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| 2 |  KOHO 30-day free trial on every KOHO plan: 30 days free | 8.6/10 |
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| 3 | 8lends 8lends is an online lending service at app.8lends.io offering personal loans. | Not rated | ReviewCompareVisit | ||
| 4 |  Alterna Bank Mortgage incentives up to $1,000 for eligible borrowers: up to $1,000 CAD toward switching or legal fees | 9.4/10 |
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| 5 |  Alt Lending | 9.4/10 |
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| 6 |  CMCA | 9.3/10 |
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| 7 |  National Bank of Canada Up to $3,500 cashback - Buying a property: Up to $3,500 cashback ($500 to $3,500 depending on loan amount) | 9.3/10 |
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| 8 |  Spark | 9.3/10 |
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| 9 |  OneMain Financial | 9.3/10 |
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| 10 |  Upstart Mortgage Home Equity Line of Credit | 9.3/10 |
| ReviewCompareSee alternatives |
Licensed in Canada
- Alterna Bank
- Canada Deposit Insurance Corporation (CDIC)
- Float (Canada)
- FINTRAC
- Mogo
- Financial Consumer Agency of Alberta
- Mogo
- Business Development Bank of Canada
- Mogo
- Manitoba Financial Consumer Authority
- Meridian Credit Union
- Financial Services Regulatory Authority of Ontario (FSRA)
- Spring Financial
- Alberta Financial Services Authority
- Spring Financial
- Saskatchewan Financial and Consumer Services Commission
- Tangerine
- Canada Deposit Insurance Corporation (CDIC)
- neo
- Financial Transactions and Reports Analysis Centre of Canada (FINTRAC)
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- Equity release in Canada
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