Updated September 30, 2026 · BorrowCue Editorial Team

Top secured loans compared in Canada

34 lenders available in Canada, ranked for Canada.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. How we rank

Top secured loans compared in Canada
#	Lender	Score	Features	Key facts	Actions
1	SparkTop pick	9.3/10	Same day funding	Arrangement fee: 0 Credit check: None Funding time: Instant, on-chain in the borrow transaction	Review Compare See alternatives
2	OneMain Financial	9.3/10	Fixed rate Same day funding	APR: 11.99% to 35.99% Loan amount: $1,500 to $30,000 Term: 24 to 60 months	Review Compare See alternatives
3	Salt Lending	9.2/10	Fixed rate Same day funding	APR: 7.49% to 10.5% Loan amount: $5,000 Term: 12 to 60 months	Review Compare See alternatives
4	NLB Banka Kosova NLB Depozita me afat: Bonus up to 200 EUR	9.2/10	Fixed rate	APR: 7.47% to 8.01% Loan amount: up to €35,000 Term: 120 months	Review Compare See alternatives
5	Cashaa	9.1/10	Fixed rate Same day funding	APR: 0% to 12% Loan amount: $1,000 to $70,000 Term: up to 12 months	Review Compare See alternatives
6	Meridian Credit Union Cashback Mortgage Plus: up to $3,000 cash back	9.0/10	Fixed rate Same day funding	APR: 4.51% Term: 60 months Funding time: same-day funding	Review Compare See alternatives
7	OnDeck	9.0/10	Fixed rate Same day funding	APR: 53.2% to 59.8% Loan amount: $5,000 to $400,000 Term: 18 to 24 months	Review Compare See alternatives
8	EZLendr	8.9/10	Fixed rate	APR: 7.03% Loan amount: $200,000 Term: 360 months	Review Compare See alternatives
9	Ledn	8.9/10	Same day funding	APR: 9.25% to 11.49% Loan amount: from $500 Term: 12 months	Review Compare See alternatives
10	Chartwell	8.9/10	Same day funding	Loan amount: £5,000 to £500,000 Term: 12 to 72 months Arrangement fee: Broker arrangement fee may apply	Review Compare See alternatives