Updated September 29, 2026 · BorrowCue Editorial Team

Top debt consolidation loans compared in Canada

21 lenders available in Canada, ranked for Canada.

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Top debt consolidation loans compared in Canada
#	Lender	Score	Features	Key facts	Actions
1	BorrowellTop pick Credit Builder cash back rewards on select Marketplace products	8.9/10		APR: 0% Loan amount: CA$500 to CA$50,000 Term: 48 months	Review Compare Visit
2	CMCA	9.3/10	Same day funding	Loan amount: CA$5,000 to CA$100,000 Credit check: Hard Funding time: Same day funding upon approval, within 24 hours	Review Compare See alternatives
3	OneMain Financial	9.3/10	Fixed rate Same day funding	APR: 11.99% to 35.99% Loan amount: $1,500 to $30,000 Term: 24 to 60 months	Review Compare See alternatives
4	LendingPoint	9.1/10	Fixed rate	APR: 7.99% to 35.99% Loan amount: $1,000 to $36,500 Term: 24 to 72 months	Review Compare See alternatives
5	Advance Funds Network	9.1/10	Fixed rate Same day funding	Arrangement fee: No upfront fees Credit check: Soft prequal Funding time: Same day, funding in just 4 hours	Review Compare See alternatives
6	Meridian Credit Union Cashback Mortgage Plus: up to $3,000 cash back	9.0/10	Fixed rate Same day funding	APR: 4.51% Term: 60 months Funding time: same-day funding	Review Compare See alternatives
7	Spring Financial Evergreen Loan: $1,500 guaranteed loan after completing The Foundation: CAD 1,500 loan	9.0/10	Same day funding	APR: 9.99% to 35% Loan amount: CA$500 to CA$35,000 Term: 6 to 84 months	Review Compare See alternatives
8	Tangerine Tangerine New Client Payroll Offer: $250	8.9/10		APR: 2.99% Loan amount: CA$30,000 Arrangement fee: 0 CAD	Review Compare See alternatives
9	Loans Canada Get $100 Cash Back with an easyfinancial Home Equity Loan*: CAD 100 cash back	8.7/10		APR: 9.99% to 35% Loan amount: CA$250 to CA$50,000 Term: 3 to 60 months	Review Compare See alternatives
10	LoanConnect	8.6/10	Fixed rate Same day funding	APR: 8.99% to 35% Loan amount: CA$500 to CA$60,000 Term: 3 to 120 months	Review Compare See alternatives

Licensed in Canada

Meridian Credit Union: Financial Services Regulatory Authority of Ontario (FSRA)
Spring Financial: Alberta Financial Services Authority
Spring Financial: Saskatchewan Financial and Consumer Services Commission
Tangerine: Canada Deposit Insurance Corporation (CDIC)

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Other countries

Borrowell

Top pick for Canada

8.9/10Visit