Updated September 30, 2026 · BorrowCue Editorial Team
Top mortgages compared in Canada
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| # | Lender | Score | Key facts | Actions |
|---|---|---|---|---|
| 1 | BorrowellTop pick Credit Builder cash back rewards on select Marketplace products | 8.9/10 |
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| 2 | Alterna Bank Mortgage incentives up to $1,000 for eligible borrowers: up to $1,000 CAD toward switching or legal fees | 9.4/10 |
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| 3 | National Bank of Canada Up to $3,500 cashback - Buying a property: Up to $3,500 cashback ($500 to $3,500 depending on loan amount) | 9.3/10 |
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| 4 | Upstart Mortgage Home Equity Line of Credit | 9.3/10 |
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| 5 | Mogo 100 Day Money Back on MogoMoney line of credit: Repay principal balance within first 100 days and fees or interest already paid are refunded | 9.2/10 |
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| 6 | NLB Banka Kosova NLB Depozita me afat: Bonus up to 200 EUR | 9.2/10 |
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| 7 | Meridian Credit Union Cashback Mortgage Plus: up to $3,000 cash back | 9.0/10 |
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| 8 | Spring Financial Evergreen Loan: $1,500 guaranteed loan after completing The Foundation: CAD 1,500 loan | 9.0/10 |
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| 9 | EZLendr | 8.9/10 |
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| 10 | Tangerine Tangerine New Client Payroll Offer: $250 | 8.9/10 |
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Licensed in Canada
- Alterna Bank
- Canada Deposit Insurance Corporation (CDIC)
- Mogo
- Financial Consumer Agency of Alberta
- Mogo
- Business Development Bank of Canada
- Mogo
- Manitoba Financial Consumer Authority
- Meridian Credit Union
- Financial Services Regulatory Authority of Ontario (FSRA)
- Spring Financial
- Alberta Financial Services Authority
- Spring Financial
- Saskatchewan Financial and Consumer Services Commission
- Tangerine
- Canada Deposit Insurance Corporation (CDIC)
- neo
- Financial Transactions and Reports Analysis Centre of Canada (FINTRAC)
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