Updated September 29, 2026 · BorrowCue Editorial Team

Top lenders in Spain compared

793 lenders available in Spain, ranked for Spain.

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Top lenders in Spain compared
#	Lender	Score	Features	Key facts	Actions
1	DeudafixTop pick	Not rated		Loan amount: €5,000 to €5,000,000 Eligibility: Citizens and residents of Spain, individuals and sole traders, with unsecured debts of 5,000 to 5,000,000 EUR owed to two or more creditors and under 1,000 EUR left after paying bills; assessment is free Loan types: Debt-consolidation	Review Compare Visit
2	Oney Préstamos ES 5 EUR cheque per 250 EUR of purchases with the VISA Club Leroy Merlin card: 5 EUR per 250 EUR spent	8.8/10		Loan amount: €1,000 to €45,000 Arrangement fee: 3% of financed capital (apertura) Credit check: Hard	Review Compare Visit
3	myKredit	Not rated		Support channels: Chat	Review Compare Visit
4	Sofkredit	8.6/10	Same day funding	APR: 10.74% to 18.06% Loan amount: €12,000 to €300,000 Term: 6 to 240 months	Review Compare Visit
5	Prestamiau ES	8.9/10	Same day funding	APR: 0% to 36% Loan amount: €100 to €5,000 Term: 3 to 6 months	Review Compare Visit
6	Prestamiau Primer prestamo sin costo para nuevos usuarios: 0% cost on the first loan (0 MXN)	8.7/10	Same day funding	APR: MX$0 to MX$36 Loan amount: MX$100 to MX$20,000 Term: 3 to 4 months	Review Compare Visit
7	Prestapuffin	8.8/10	Fixed rate Same day funding	APR: 0% to 36% Loan amount: €100 to €5,000 Term: 2 to 60 months	Review Compare Visit
8	Que Prestamo	8.6/10	Same day funding	APR: 7% to 35% Loan amount: €5,000 Term: 1 to 72 months	Review Compare Visit
9	Mi Prestamo	9.0/10	Fixed rate Same day funding	APR: 23% Loan amount: €200 to €3,000 Term: 2 to 12 months	Review Compare Visit
10	Credityes First loan with APR starting from 0%: APR starting from 0% on the first loan	8.9/10	Same day funding	APR: 0% to 48% Loan amount: ₱1,000 to ₱25,000 Term: 2 to 36 months	Review Compare Visit

Licensed in Spain

Oney Préstamos ES: Banco de España
Sofkredit: Banco de Espana
Plazo ES: Banco de España
Repagalia ES: Ministerio de Justicia - Registro de mediador concursal (administracion concursal services)
Qonto ES: Banco de Espana
Prestalo: Registro Estatal de Intermediarios Financieros
BBVA: Comision Nacional del Mercado de Valores (CNMV)
Nebeus: CNMV (Comision Nacional del Mercado de Valores) - MiCA authorisation
Nebeus: Banco de Espana (registration shown on site)
Avant Money: Banco de España
Banco Santander: Banco de Espana
Santander Consumer CarCredit: Banco de Espana
Santander Consumer CarCredit: European Central Bank
YouHodler: Banco de Espana
Cashper ES: Banco de Espana (Registro de Entidades)
Rastreator: Direccion General de Seguros y Fondos de Pensiones (DGSFP)
Rastreator: Banco de Espana
Acierto.com: Direccion General de Seguros y Fondos de Pensiones (DGSFP)
Self Bank (Selfbank by Singular Bank): Banco de Espana
Self Bank (Selfbank by Singular Bank): Comision Nacional del Mercado de Valores (CNMV)

Top lenders in Spain compared

Licensed in Spain

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Top lenders in Spain compared

Licensed in Spain

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