Updated September 29, 2026 · BorrowCue Editorial Team

Top personal loans compared in Spain

695 lenders available in Spain, ranked for Spain.

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Top personal loans compared in Spain
#	Lender	Score	Features	Key facts	Actions
1	Oney Préstamos ESTop pick 5 EUR cheque per 250 EUR of purchases with the VISA Club Leroy Merlin card: 5 EUR per 250 EUR spent	8.8/10		Loan amount: €1,000 to €45,000 Arrangement fee: 3% of financed capital (apertura) Credit check: Hard	Review Compare Visit
2	myKredit	Not rated		Support channels: Chat	Review Compare Visit
3	Prestamiau ES	8.9/10	Same day funding	APR: 0% to 36% Loan amount: €100 to €5,000 Term: 3 to 6 months	Review Compare Visit
4	Prestamiau Primer prestamo sin costo para nuevos usuarios: 0% cost on the first loan (0 MXN)	8.7/10	Same day funding	APR: MX$0 to MX$36 Loan amount: MX$100 to MX$20,000 Term: 3 to 4 months	Review Compare Visit
5	Prestapuffin	8.8/10	Fixed rate Same day funding	APR: 0% to 36% Loan amount: €100 to €5,000 Term: 2 to 60 months	Review Compare Visit
6	Que Prestamo	8.6/10	Same day funding	APR: 7% to 35% Loan amount: €5,000 Term: 1 to 72 months	Review Compare Visit
7	Mi Prestamo	9.0/10	Fixed rate Same day funding	APR: 23% Loan amount: €200 to €3,000 Term: 2 to 12 months	Review Compare Visit
8	Credityes First loan with APR starting from 0%: APR starting from 0% on the first loan	8.9/10	Same day funding	APR: 0% to 48% Loan amount: ₱1,000 to ₱25,000 Term: 2 to 36 months	Review Compare Visit
9	Credityes ES First loan at 0% TAE (0% interest): TAE 0% on the first loan	8.8/10	Same day funding	APR: 0% to 36% Loan amount: €100 to €5,000 Term: 2 to 36 months	Review Compare Visit
10	CreditoZen Préstamo rápido al 0% de interés: 0% interest, loans up to EUR 2000	8.8/10		Loan amount: €100 to €2,000 Term: 3 months Arrangement fee: 0 EUR (no hidden fees)	Review Compare Visit

Licensed in Spain

Oney Préstamos ES: Banco de España
Plazo ES: Banco de España
Prestalo: Registro Estatal de Intermediarios Financieros
BBVA: Comision Nacional del Mercado de Valores (CNMV)
Avant Money: Banco de España
Banco Santander: Banco de Espana
Santander Consumer CarCredit: Banco de Espana
Santander Consumer CarCredit: European Central Bank
Cashper ES: Banco de Espana (Registro de Entidades)
Rastreator: Direccion General de Seguros y Fondos de Pensiones (DGSFP)
Rastreator: Banco de Espana
Acierto.com: Direccion General de Seguros y Fondos de Pensiones (DGSFP)
BBVA Peru: Comision Nacional del Mercado de Valores (CNMV)
Openbank: Banco de Espana
Openbank: Fondo de Garantia de Depositos de Entidades de Credito Espanol
Redsys/Imagin (Imagin Bank): Banco de España

Top personal loans compared in Spain

Licensed in Spain

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Top personal loans compared in Spain

Licensed in Spain

Browse by category

Other countries

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