Updated September 30, 2026 · BorrowCue Editorial Team

Top car loans compared in Spain

36 lenders available in Spain, ranked for Spain.

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Top car loans compared in Spain
#	Lender	Score	Features	Key facts	Actions
1	Oney Préstamos ESTop pick 5 EUR cheque per 250 EUR of purchases with the VISA Club Leroy Merlin card: 5 EUR per 250 EUR spent	8.8/10		Loan amount: €1,000 to €45,000 Arrangement fee: 3% of financed capital (apertura) Credit check: Hard	Review Compare Visit
2	Andacredito Primer prestamo gratis sin intereses (0% TAE) for new customers: 0% TAE, 0 EUR cost on the first loan	8.7/10	Same day funding	APR: 0% to 36% Loan amount: €100 to €5,000 Term: 2 to 3 months	Review Compare Visit
3	Ibancar Prestamos	9.0/10	Fixed rate Same day funding	APR: 12.74% to 13.01% Loan amount: €600 to €8,000 Term: 12 to 60 months	Review Compare Visit
4	Finipay First 300 EUR loan with no commission, repayable in 70 days: 300 EUR at 0% commission, 70 days	8.9/10	Same day funding	APR: 0% to 212% Loan amount: €300 to €5,000 Term: 3 to 60 months	Review Compare Visit
5	Wannacash ES First quick loan free of interest and fees: 0% interest and no fees on the first loan	8.3/10	Same day funding	Loan amount: €50 to €900 Term: 1 month Arrangement fee: 0 EUR - WannaCash charges the applicant nothing	Review Compare Visit
6	Vivus Cancelled fee for expedited disbursement: 0 EUR (fee for accelerated payout cancelled/waived)	9.0/10	Fixed rate Same day funding	APR: 44.5% Loan amount: €50 to €10,000 Term: 3 to 60 months	Review Compare Visit
7	Finteres Primer prestamo sin costo para nuevos usuarios: 0% TAE, cost 0 EUR on a 300 EUR loan repaid in 91 days	8.8/10	Same day funding	APR: 0% to 36% Loan amount: €100 to €5,000 Term: 3 to 4 months	Review Compare Visit
8	Crezu ES Primer prestamo sin coste (0% APR) para nuevos usuarios: 0% APR, costs 0 EUR	9.0/10	Same day funding	APR: 0% to 36% Loan amount: €100 to €5,000 Term: 91 to 120 months	Review Compare Visit
9	Creditilia	8.7/10	Same day funding	APR: 0% to 36% Loan amount: MX$1,000 to MX$150,000 Term: 2 to 3 months	Review Compare Visit
10	Creditilia ES	8.7/10	Fixed rate Same day funding	APR: 4% to 289% Loan amount: €500 to €50,000 Term: 3 to 96 months	Review Compare Visit