Updated September 30, 2026 · BorrowCue Editorial Team

Top lines of credit compared in Spain

31 lenders available in Spain, ranked for Spain.

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Top lines of credit compared in Spain
#	Lender	Score	Features	Key facts	Actions
1	Plazo ESTop pick Cashback on purchases with the Plazo card: Up to 15% cashback at favourite brands	8.9/10	Fixed rate Same day funding	APR: 24.19% Loan amount: €500 to €5,000 Term: 48 months	Review Compare Visit
2	Vivus Cancelled fee for expedited disbursement: 0 EUR (fee for accelerated payout cancelled/waived)	9.0/10	Fixed rate Same day funding	APR: 44.5% Loan amount: €50 to €10,000 Term: 3 to 60 months	Review Compare Visit
3	Vivus ES Primer prestamo de hasta 300 EUR sin intereses ni comisiones: 300 EUR, TAE 0%	9.0/10	Same day funding	APR: 0% to 3,752.4% Loan amount: €50 to €1,400 Term: 7 to 30 months	Review Compare Visit
4	Cashspace	8.9/10	Same day funding	APR: ₱12 to ₱36 Loan amount: ₱500 to ₱25,000 Term: 2 to 4 months	Review Compare Visit
5	AXI Card Tarjeta y Credito	9.0/10	Fixed rate	APR: 21.59% Loan amount: up to €1,500 Term: 1 month	Review Compare Visit
6	Qonto ES Welcome bonus (Bono de Bienvenida): 300 EUR	8.6/10	Fixed rate	APR: 19.5% Loan amount: €750 to €1,000,000 Term: 1 to 12 months	Review Compare Visit
7	Fidinda	9.0/10	Fixed rate	APR: 80% to 85% Loan amount: €100 to €5,000 Term: 3 to 24 months	Review Compare Visit
8	Spark	9.3/10	Same day funding	Arrangement fee: 0 Credit check: None Funding time: Instant, on-chain in the borrow transaction	Review Compare See alternatives
9	Bluevine	9.2/10	Same day funding	Loan amount: up to $250,000 Arrangement fee: 0 USD (no maintenance fees) Credit check: Soft prequal	Review Compare See alternatives
10	Solcredito Extra 5000 EUR desde 0% para eventos especiales / primer prestamo al 0% de interes: 0% interest, extra amount up to 5,000 EUR	9.0/10	Same day funding	APR: 0% to 3,752% Loan amount: €50 to €5,000 Term: 3 to 60 months	Review Compare See alternatives