Updated September 30, 2026 · BorrowCue Editorial Team

Top private student loans compared in Spain

14 lenders available in Spain, ranked for Spain.

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Top private student loans compared in Spain
#	Lender	Score	Features	Key facts	Actions
1	Oney Préstamos ESTop pick 5 EUR cheque per 250 EUR of purchases with the VISA Club Leroy Merlin card: 5 EUR per 250 EUR spent	8.8/10		Loan amount: €1,000 to €45,000 Arrangement fee: 3% of financed capital (apertura) Credit check: Hard	Review Compare Visit
2	Andacredito Primer prestamo gratis sin intereses (0% TAE) for new customers: 0% TAE, 0 EUR cost on the first loan	8.7/10	Same day funding	APR: 0% to 36% Loan amount: €100 to €5,000 Term: 2 to 3 months	Review Compare Visit
3	Wannacash ES First quick loan free of interest and fees: 0% interest and no fees on the first loan	8.3/10	Same day funding	Loan amount: €50 to €900 Term: 1 month Arrangement fee: 0 EUR - WannaCash charges the applicant nothing	Review Compare Visit
4	Finmercado	8.5/10	Same day funding	APR: from 677.47% Loan amount: MX$500 to MX$200,000 Term: 2 to 12 months	Review Compare Visit
5	Credy CO	Not rated		Loan types: Personal, Debt-consolidation, Car, and 3 more Use cases: Home-improvement	Review Compare Visit
6	Alt Lending	9.4/10	Fixed rate	APR: 3% Arrangement fee: 0 Credit check: Soft prequal	Review Compare See alternatives
7	NLB Banka Kosova NLB Depozita me afat: Bonus up to 200 EUR	9.2/10	Fixed rate	APR: 7.47% to 8.01% Loan amount: up to €35,000 Term: 120 months	Review Compare See alternatives
8	Credissimo First loan with 0% interest: 0% interest on a first loan of up to EUR 3,000	9.1/10	Fixed rate Same day funding	APR: up to 50.75% Loan amount: €100 to €5,000 Term: 3 to 24 months	Review Compare See alternatives
9	ProCredit Bank Kosovo Hap llogari dhe Fito Menjëherë (open an account and win immediately)	9.0/10	Same day funding	Loan amount: up to €10,000 Credit check: Hard Funding time: Loan in about 3 minutes, fully online, money credited to the account immediately	Review Compare See alternatives
10	Rastreator	8.9/10	Fixed rate	APR: 4.07% to 23.7% Loan amount: €300 to €60,000 Term: 2 to 96 months	Review Compare See alternatives