Updated October 9, 2026 · BorrowCue Editorial Team
Top lenders in the United Kingdom compared
750 lenders available in the United Kingdom, ranked for the United Kingdom.
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| # | Lender | Score | Key facts | Actions |
|---|---|---|---|---|
| 1 |  Quick Car FinanceTop pick | 8.7/10 |
| ReviewCompareVisit |
| 2 |  Cashback Remortgage | Not rated |
| ReviewCompareVisit |
| 3 | One Bridging Loans One Bridging Loans offers UK bridging loans. Its site lists residential, commercial and specialist bridging, property refurbishment finance, auction finance, chain break bridging and development exit finance. | Not rated | ReviewCompareVisit | |
| 4 | High Bridge Mortgages Newcastle upon Tyne mortgage and protection advisers offering advice for first-time buyers, home movers, landlords and remortgages. | Not rated | ReviewCompareVisit | |
| 5 | 8lends 8lends is an online lending service at app.8lends.io offering personal loans. | Not rated | ReviewCompareVisit | |
| 6 |  Bank of Ireland Cashback Plus on new mortgage drawdown: Up to 3% of mortgage drawdown (2% after drawdown, 1% after 5 years) | 9.4/10 |
| ReviewCompareSee alternatives |
| 7 |  Alt Lending | 9.4/10 |
| ReviewCompareSee alternatives |
| 8 |  Banco Santander | 9.3/10 |
| ReviewCompareSee alternatives |
| 9 |  M&S Bank | 9.3/10 |
| ReviewCompareSee alternatives |
| 10 |  Spark | 9.3/10 |
| ReviewCompareSee alternatives |
Licensed in the United Kingdom
- Quick Car Finance
- Financial Conduct Authority
- Cashback Remortgage
- Financial Conduct Authority
- Bank of Ireland
- Prudential Regulation Authority
- M&S Bank
- Prudential Regulation Authority (authorised) and Financial Conduct Authority (regulated)
- Tesco
- Financial Conduct Authority
- Tesco
- Prudential Regulation Authority
- Funding Circle
- Financial Conduct Authority
- Admiral Group
- Financial Conduct Authority
- Afterpay
- Financial Conduct Authority
- Klarna
- Financial Conduct Authority
- Kroo
- Prudential Regulation Authority
- Nationwide Building Society
- Prudential Regulation Authority
- LiveMore
- Financial Conduct Authority
- Tide Funding Options
- Financial Conduct Authority
- Optimise
- Financial Conduct Authority
- Optimise
- Information Commissioner's Office
- Metro Bank
- Prudential Regulation Authority
- Metro Bank
- Financial Conduct Authority
- HSBC UK
- Prudential Regulation Authority
- Monzo Flex
- Prudential Regulation Authority
Browse by category
- Personal loans in the United Kingdom
- Payday and short-term loans in the United Kingdom
- Loans for bad credit in the United Kingdom
- Debt consolidation loans in the United Kingdom
- Lines of credit in the United Kingdom
- Secured loans in the United Kingdom
- Mortgages in the United Kingdom
- Remortgage deals in the United Kingdom
- Car loans in the United Kingdom
- Business loans in the United Kingdom
- Private student loans in the United Kingdom
- Home equity loans and HELOCs in the United Kingdom
- Home improvement loans in the United Kingdom
- Cash advance apps in the United Kingdom
- Buy now, pay later in the United Kingdom
- Equity release in the United Kingdom
- Debt relief in the United Kingdom