Updated September 29, 2026 · BorrowCue Editorial Team

Top car loans compared in the United Kingdom

29 lenders available in the United Kingdom, ranked for the United Kingdom.

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Top car loans compared in the United Kingdom
#	Lender	Score	Features	Key facts	Actions
1	Quick Car FinanceTop pick	8.7/10	Fixed rate	APR: 9.9% to 60% Loan amount: £3,000 to £50,000 Term: 12 to 60 months	Review Compare Visit
2	Bank of Ireland Cashback Plus on new mortgage drawdown: Up to 3% of mortgage drawdown (2% after drawdown, 1% after 5 years)	9.4/10		APR: 7.1% to 8.9% Loan amount: €2,000 to €75,000 Term: 12 to 60 months	Review Compare See alternatives
3	M&S Bank	9.3/10	Fixed rate	APR: 5.9% to 21.9% Loan amount: £1,000 to £30,000 Term: 12 to 84 months	Review Compare See alternatives
4	OneMain Financial	9.3/10	Fixed rate Same day funding	APR: 11.99% to 35.99% Loan amount: $1,500 to $30,000 Term: 24 to 60 months	Review Compare See alternatives
5	Tesco Clubcard Prices on personal loans: 6.2% APR representative	9.3/10	Fixed rate Same day funding	APR: 6.2% to 34.5% Loan amount: £3,000 to £35,000 Term: 12 to 120 months	Review Compare See alternatives
6	Nationwide Building Society GBP 500 first time buyer cashback	9.2/10	Fixed rate Same day funding	APR: 5.9% to 29.9% Loan amount: £1,000 to £50,000 Term: 12 to 120 months	Review Compare See alternatives
7	NLB Banka Kosova NLB Depozita me afat: Bonus up to 200 EUR	9.2/10	Fixed rate	APR: 7.47% to 8.01% Loan amount: up to €35,000 Term: 120 months	Review Compare See alternatives
8	MoneySuperMarket Earn a £50 Gift Card with an MBNA loan: £50 gift card	9.1/10		APR: 5.9% to 99% Loan amount: £1,000 to £50,000 Term: 12 to 120 months	Review Compare See alternatives
9	ProCredit Bank Kosovo Hap llogari dhe Fito Menjëherë (open an account and win immediately)	9.0/10	Same day funding	Loan amount: up to €10,000 Credit check: Hard Funding time: Loan in about 3 minutes, fully online, money credited to the account immediately	Review Compare See alternatives
10	HSBC UK Get GBP 500 with an HSBC Premier Bank Account	9.0/10	Fixed rate Same day funding	APR: 6.8% to 22.9% Loan amount: £1,000 to £30,000 Term: 12 to 96 months	Review Compare See alternatives

Licensed in the United Kingdom

Quick Car Finance: Financial Conduct Authority
Bank of Ireland: Prudential Regulation Authority
M&S Bank: Prudential Regulation Authority (authorised) and Financial Conduct Authority (regulated)
Tesco: Financial Conduct Authority
Tesco: Prudential Regulation Authority
Nationwide Building Society: Prudential Regulation Authority
HSBC UK: Prudential Regulation Authority
Monzo Flex: Prudential Regulation Authority
Cash Converters: Financial Conduct Authority
NatWest: Financial Conduct Authority (regulated) and Prudential Regulation Authority (authorised)
ClickFinance: Office of Fair Trading
Santander UK: Prudential Regulation Authority
uSwitch: Financial Conduct Authority (Dot Zinc Limited, consumer credit)
uSwitch: Financial Conduct Authority (Uswitch Limited)
uSwitch: Financial Conduct Authority (RVU Services Limited, Appointed Representative)
Loan Tube: Financial Conduct Authority (FCA)
Aldermore: Financial Conduct Authority and Prudential Regulation Authority (authorised by the PRA, regulated by the FCA and PRA)
FEXCO: Financial Conduct Authority
TSB: Financial Conduct Authority

Top car loans compared in the United Kingdom

Licensed in the United Kingdom

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Top car loans compared in the United Kingdom

Licensed in the United Kingdom

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Other countries

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