Updated September 28, 2026 · BorrowCue Editorial Team

Top equity release compared in the United Kingdom

10 lenders available in the United Kingdom, ranked for the United Kingdom.

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Top equity release compared in the United Kingdom
#	Lender	Score	Key facts	Actions
1	Bank of IrelandTop pick Cashback Plus on new mortgage drawdown: Up to 3% of mortgage drawdown (2% after drawdown, 1% after 5 years)	9.4/10	Initial rate: 3.1% APRC: 3.8% Fixed period: 4 years	Review Compare See alternatives
2	LiveMore	9.1/10	Initial rate: 3.74% Maximum loan to value: 80% Purpose: Purchase, Remortgage, Equity-release	Review Compare See alternatives
3	Optimise	9.0/10	Initial rate: 6.59% to 26.3% APRC: 12.6% Fixed period: 5 years	Review Compare See alternatives
4	Global Mortgage Group	8.4/10	Initial rate: 4.88% Fixed period: 1 to 2 years Maximum loan to value: 70% to 80%	Review Compare See alternatives
5	Absa Seychelles	Not rated	Initial rate: 4.75% Fixed period: 1 year Maximum loan to value: 80%	Review Compare See alternatives
6	Just	Not rated	Maximum loan to value: 46% Purpose: Equity-release Legal entity: Just Group plc	Review Compare See alternatives
7	Pure Retirement	Not rated	Purpose: Equity-release Legal entity: Pure Retirement Limited Headquarters: United Kingdom	Review Compare See alternatives
8	More2Life	Not rated	Maximum loan to value: 48% Purpose: Equity-release, Home-equity Legal entity: more2life Limited	Review Compare See alternatives
9	Riverton Home Finance	Not rated	Product fee: £0 Purpose: Equity-release Legal entity: Riverton Home Finance Limited	Review Compare See alternatives
10	SunLife	Not rated	Maximum loan to value: 20% to 60% Product fee: £1,500 to £3,000 Purpose: Equity-release	Review Compare See alternatives