Global Mortgage Group review

Updated September 28, 2026 · BorrowCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Global Mortgage Group suits property investors and developers who need short bridging finance arranged through a broker, not a first time buyer shopping a mainstream lender. The initial rate of 4.88% sits near the 4.49% median, while a maximum loan to value of 70% to 80% keeps you supplying more equity than most.

Key facts

Best for
Property investors and developers who need short bridging finance and already hold equity.
Initial rate
4.88% (Source, checked September 26, 2026)
Fixed period
1 to 2 years (Source, checked September 26, 2026)
Maximum loan to value
70% to 80% (Source, checked September 26, 2026)
Purpose
Purchase, Remortgage, Buy-to-let, Equity-release, Home-equity (Source, checked September 26, 2026)
Lender type
Broker (Source, checked September 26, 2026)
Legal entity
Global Mortgage Group Pte. Ltd. (Source, checked September 26, 2026)
Headquarters
Singapore (Source, checked September 26, 2026)
Founded
2018 to 2019 (Source, checked September 26, 2026)
Support channels
Email, Phone (Source, checked September 26, 2026)
Official website
gmg.asia

Loans

Loan amount
SGD 500,000 to SGD 50,000,000 (Source, checked September 26, 2026)
Term
12 to 24 months (Source, checked September 26, 2026)
Credit check
None (Source, checked September 26, 2026)
Funding time
Approval in 24-48 hours, funding in 5-10 days (Source, checked September 26, 2026)
Rate type
Fixed (Source, checked September 26, 2026)
Lender type
Broker (Source, checked September 26, 2026)
Free early repayment
Yes (Source, checked September 26, 2026)
Eligibility
No age limit and no income requirement; in Singapore borrowers must qualify as an Accredited Investor (Source, checked September 26, 2026)
Loan types
Bridging, Secured, Business, Debt-consolidation (Source, checked September 26, 2026)
Legal entity
Global Mortgage Group Pte. Ltd. (Source, checked September 26, 2026)
Headquarters
Singapore (Source, checked September 26, 2026)
Founded
2018 to 2019 (Source, checked September 26, 2026)
Support channels
Email, Phone (Source, checked September 26, 2026)
Pricing model
Fixed rate

Apps and profiles

Elsewhere
LinkedInX

Pros and cons

Pros

  • A broker rather than a lender, so bridging, secured and business can be placed with a lender that fits the deal rather than one balance sheet
  • Initial rate of 4.88% is close to the 4.49% median across the site
  • Repayment runs 12 to 24, short enough to keep a bridging facility tied to one transaction
  • Eligibility leaves your age and your payslip out of the test, so the property and the deal carry the assessment
  • Free early repayment applies, so a deal that finishes early costs nothing extra

Cons

  • Broker model means 4.88% is the headline guide rate rather than a promise, since the lender is chosen after the application
  • A maximum loan to value of 70% to 80% is below the 90% median, so more equity is needed up front
  • Support runs on email and phone, a narrower channel list than many lenders offer

Ready to try Global Mortgage Group?

Scored 8.4 / 10 by BorrowCue.

See alternatives

Who it suits

  • Investors and developers buying or selling property who need cash in the gap between completion and the long term loan
  • Property holders with equity available who can sit inside the 70% to 80% limit
  • People who would rather have a broker place the deal with a lender than approach a lender themselves

Who should look elsewhere

  • Buyers wanting a mainstream mortgage offer, because a maximum loan to value of 70% to 80% is tighter than the 90% median
  • Cost shoppers, since 4.88% compares with 2.36% and 4% on the same chart
  • Borrowers wanting to fix a rate on their own terms, because 12 to 24 only covers a short bridge and broker means the lender decides the final rate

Borrowing limits

The maximum loan to value runs 70% to 80%, which sits below the 90% median across the site and leaves more of the purchase price for you to fund. The fixed period runs 1 to 2 and the overall term runs 12 to 24, so the facility is built to be cleared once the long term borrowing lands. The rate is fixed at an initial rate of 4.88%, close to the 4.49% median. Because this is a broker, that rate is the guide the placement starts from rather than an offer the lender is bound by. Early repayment is free, so a bridge that ends sooner than planned does not carry a charge. The bridging, secured and business on offer include bridging, secured, business and debt consolidation, which lets a developer or investor consolidate other borrowing into the same property transaction.

The company behind it

The company is Global Mortgage Group Pte. Ltd., headquartered in Singapore, and it was founded in 2,018 to 2,019, so the trading record is a short one. It works as a broker, which is the part that matters most here: the money comes from a lender that the broker places you with, not from the broker itself. That structure is why the headline rate can move after you apply, and why the property and the transaction carry so much of the assessment. Support runs on email and phone, so a case can be handled by phone or email. Eligibility sets no age test and asks for no proof of income, and in Singapore you must also show accredited investor status, which is a gate worth checking against your own position before spending time on an application.

How Global Mortgage Group compares

Where Global Mortgage Group is available

Available
Australia, Canada, France, Hong Kong, Ireland, Singapore, Spain, Thailand, United Kingdom, United States

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What is the initial rate?+

The initial rate is 4.88% and the rate type is fixed. That is close to the 4.49% median across the site. Since this is a broker, treat it as the starting point for a placement rather than a final offer, because the lender is chosen after the application.

Is this a lender or a broker?+

It is a broker, not a lender. The money is arranged with a lender that the broker places you with, and the legal entity is Global Mortgage Group Pte. Ltd.. That arrangement is why the headline rate can change, and why the property behind the loan matters more than a credit score.

What is the maximum loan to value?+

The maximum loan to value runs 70% to 80%, which is below the 90% median. In practice that means you cover a larger share of the purchase price yourself, which suits a cash-rich investor more than a first time buyer.

How long is the term?+

Repayment runs 12 to 24 and the fixed period runs 1 to 2. That is deliberately short, since a bridge exists to cover the gap between one completion and the next. If your money will not be in place inside that window, this product does not fit.

How long does approval and funding take?+

Approval runs Approval in 24-48 hours, funding in 5-10 days, with funding following after approval. The credit check is none, so a file search is not the gate here. Underwriting leans on the transaction instead, which is why eligibility carries no income requirement.

What types of loan are available?+

The loan types on offer are bridging, secured and business. The bridging and secured options suit a property purchase, while business and debt consolidation borrowing can be folded into the same arrangement. That range is narrower than a general broker that covers every product.

Do I need a credit check?+

The credit check is none. Age and income are left out of the eligibility test, so the property and the deal carry the assessment rather than your history. In Singapore you also need to show accredited investor status, which narrows who can apply.

Can I repay early without a charge?+

Free early repayment applies, so a bridge that is cleared sooner than planned costs nothing extra. With a term of 12 to 24 and a fixed period of 1 to 2, most borrowers repay well inside the window anyway. The saving depends on how your completion dates line up.

Sources

  • gmg.asia checked September 26, 2026

    Backs: Headquarters, Legal entity, Purpose, Support channels

    “GMG is headquartered in Singapore and operates across 23 jurisdictions”

  • gmg.asia/about-us checked September 26, 2026

    Backs: Founded, Lender type

    “Founded 2019 ... Robert co-founded Global Mortgage Group in 2018”

  • gmg.asia/global-bridge-loans checked September 26, 2026

    Backs: Eligibility, Free early repayment, Term

    “No age limit ... In Singapore ... Borrowers must qualify as an Accredited Investor”

  • gmg.asia/loan-options/uk-mortgages checked September 26, 2026

    Backs: Pricing model, Rate type

    “Fixed-Rate Mortgages - Stable monthly payments for 2-5 years”

  • gmg.asia/singapore-bridge-loans checked September 26, 2026

    Backs: Loan amount, Credit check, Funding time, Loan types

    “S$500k, up to S$50m + for larger projects”

  • gmg.asia/singapore-bridging-loans checked September 26, 2026

    Backs: Fixed period, Initial rate, Maximum loan to value

    “A Singapore bridging loan typically offers an interest-only structure at around 4.88% per annum, with a short-term tenure of 1 to 2 years”

Compiled from 6 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: APRC.

Global Mortgage Group

Property investors and developers who need short bridging finance and already hold equity.

8.4/10See alternatives

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