SuperSim review

Updated September 28, 2026 · BorrowCue Editorial Team · Facts checked September 26, 2026

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Our verdict

SuperSim is a Brazilian lending broker for borrowers with poor credit who need a personal loan the same day, with money arriving by PIX in PIX in 5 minutes or less.

Key facts

Best for
Poor-credit Brazilian borrowers who need a small personal loan the same day.
APR
310.99% to 819% (Source, checked September 26, 2026)
Loan amount
R$50 to R$2,500 (Source, checked September 26, 2026)
Term
1 to 14 months (Source, checked September 26, 2026)
Arrangement fee
R$ 19-150 (Source, checked September 26, 2026)
Credit check
Hard (Source, checked September 26, 2026)
Funding time
PIX in 5 minutes or less (Source, checked September 26, 2026)
Representative example
R$ 1,000 loan over 12 months at 12.5% a.m. (310.99% a.a.): installments of R$ 175.72, CET 12.9% a.m. (325.31% a.a.) (Source, checked September 26, 2026)
Rate type
Fixed (Source, checked September 26, 2026)
Lender type
Broker (Source, checked September 26, 2026)
Eligibility
18 or older, Brazilian resident with valid CPF, own current account, internet access (Source, checked September 26, 2026)
Loan types
Personal (Source, checked September 26, 2026)
Credit needed
Poor (Source, checked September 26, 2026)
Legal entity
Supersim Analise de Dados e Correspondente Bancario Ltda (CNPJ 33.030.944/0001-60) (Source, checked September 26, 2026)
Headquarters
Brazil (Source, checked September 26, 2026)
Founded
2019 (Source, checked September 26, 2026)
Support channels
Phone, Help-centre (Source, checked September 26, 2026)
Pricing model
Fixed rate
Features
Same-day funding
Official website
supersim.com.br

Apps and profiles

Elsewhere
LinkedIn

Pros and cons

Pros

  • Payout speed is the draw: the stated timing is PIX in 5 minutes or less.
  • It targets poor credit, the band few lenders on this site serve (poor).
  • The rate is fixed, so the payment holds for the life of the loan.
  • Borrowings run BRL 50 to BRL 2,500, enough for a bill or a repair without a long commitment.

Cons

  • The annual rate runs 310.99% to 819%, far above the 25.03% typical of the loans ranked here.
  • The credit check is hard (hard), so a search is recorded on your file.
  • Support runs on phone and help centre only.
SuperSim

Ready to try SuperSim?

Scored 8.2 / 10 by BorrowCue.

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Who it suits

  • Adults with poor credit who are Brazilian residents with a valid CPF and a current account in their own name.
  • People who need a small personal loan today and will clear it inside 1 to 14.
  • Borrowers who want a steady monthly payment, since the rate is fixed.

Who should look elsewhere

  • Anyone after a cheap loan over years: Monzo Flex runs 10% to 23%.
  • Borrowers weighing a cost-free offer: Cashspace ES lists 0%.
  • Readers who want a lower band to compare first: Cashspace runs PHP 12 to PHP 36.

Safety and regulation

SuperSim works as a broker, matching applicants with the company that actually lends. The representative example shows a personal loan repaid in monthly instalments, with the monthly rate quoted alongside a much higher annual rate and total cost, so read the annual figure carefully. In Brazil the regulator is the Banco Central do Brasil.

Who runs it

It is based in Brazil and was founded in 2019. Support runs on phone and help centre, so a phone line and a help centre are the two routes to an answer.

How SuperSim compares

Where SuperSim is available

Available
Brazil
Licence in Brazil
Banco Central do Brasil, checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does it cost to borrow through SuperSim?+

Borrowing through SuperSim is expensive. The annual rate runs 310.99% to 819%, well above the 25.03% typical of the personal loans ranked here, and an origination fee of R$ 19-150 applies on top. Judge the offer on the monthly instalment and the total cost, not the headline rate.

How much can I borrow?+

SuperSim lends BRL 50 to BRL 2,500. That is a bill-sized personal loan rather than a large one, so it covers a repair, a clinic bill or a gap between paydays. Bigger sums go to other lenders, with a median of €556.48 across the personal loans here.

How long do I have to repay?+

Repayment terms run 1 to 14, a much shorter window than most personal loans. The median term across the personal loan rankings is 48, so a SuperSim loan has to be cleared far faster. That suits a monthly income, and nothing longer.

How quickly does the money arrive?+

Payout speed is the standout. The stated timing is PIX in 5 minutes or less, and same-day funding is listed among its features. Money moves by PIX into a Brazilian current account, which is part of the eligibility test. For an urgent cost, that beats waiting days for a bank transfer.

Does SuperSim run a credit check?+

The application runs a hard credit check (hard), so the search is visible to other lenders. The target band is poor credit (poor), which few lenders on this site will consider. Expect a refusal if the file is too weak, and expect the check to stay on your record.

Is the rate fixed or variable?+

The rate is fixed (fixed) and the loan is a fixed-rate instalment product (fixed rate), so the payment does not drift with a base rate. What varies is the annual rate quoted to each borrower, which spans 310.99% to 819%. Ask for the total cost figure rather than the monthly payment alone.

Sources

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

SuperSim

SuperSim

Poor-credit Brazilian borrowers who need a small personal loan the same day.

8.2/10Visit

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