Moneyveo VN review

Updated September 28, 2026 · BorrowCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Moneyveo VN suits Vietnamese borrowers with poor credit who want a fixed rate loan in dong and cash in the bank account the same day. The trade-off is cost: an APR of 18.25% is above the site median, and free early repayment is no, so an early exit carries a charge.

Key facts

Best for
A fixed rate dong loan for applicants with poor credit who need the money in the bank account the same day.
APR
18.25% (Source, checked September 26, 2026)
Loan amount
₫500,000 to ₫30,000,000 (Source, checked September 26, 2026)
Term
62 to 180 months (Source, checked September 26, 2026)
Credit check
Soft prequal (Source, checked September 26, 2026)
Funding time
About 20 minutes on average from application to bank account credit (Source, checked September 26, 2026)
Representative example
Loan 2,000,000 VND at 18.25% APR for 100 days: total interest 100,000 VND, total repayable 2,100,000 VND (Source, checked September 26, 2026)
Rate type
Fixed (Source, checked September 26, 2026)
Lender type
Marketplace (Source, checked September 26, 2026)
Free early repayment
No (Source, checked September 26, 2026)
Eligibility
Vietnamese citizens living and working in Vietnam, aged 20-80, valid ID card, own mobile number and own bank account (Source, checked September 26, 2026)
Loan types
Personal, Secured, Student, BNPL (Source, checked September 26, 2026)
Credit needed
Poor (Source, checked September 26, 2026)
Legal entity
CONG TY TNHH MONEYVEO VIETNAM (Source, checked September 26, 2026)
Headquarters
Vietnam (Source, checked September 26, 2026)
Founded
2020 (Source, checked September 26, 2026)
Support channels
Phone, Help-centre, Community (Source, checked September 26, 2026)
Pricing model
Fixed rate
Features
Same-day funding
Official website
moneyveo.vn

Apps and profiles

Elsewhere
facebook.comyoutube.com

Pros and cons

Pros

  • Same day funding: same day funding is listed, and the stated timing runs from submitting an application to the money sitting in the account.
  • The credit check runs as soft prequal, the gentler option before a full search.
  • Fixed rates with terms of 62 to 180 months, so repayments are set at the start.
  • Support covers phone, help centre and community for questions before and after a match.

Cons

  • An APR of 18.25% puts it at 243 on APR out of the 350 brands tracked.
  • Free early repayment is no, so clearing the balance early carries a charge.
  • Narrow eligibility: citizens living and working in Vietnam with a valid ID card and personal phone and bank details.
Moneyveo VN

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Scored 8.5 / 10 by BorrowCue.

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Who it suits

  • Citizens living and working in Vietnam with a valid ID card, personal phone number and personal bank account.
  • Applicants with poor credit who want a soft prequal check and same day funding.

Who should look elsewhere

  • Borrowers chasing a lower rate, since Monzo Flex charges 10% to 23% against Moneyveo VN's 18.25%.
  • Anyone after a no interest option, since Cashspace ES lists 0% where Moneyveo VN charges 18.25%.

How your money is protected

Moneyveo VN works as a marketplace, so it is not the lender that ends up holding your loan; a partner lender does. Its representative example shows the cost of borrowing as interest added to a loan repaid over the term, so the total is clear from the start. Funds go straight to your own bank account.

The company behind it

The company behind Moneyveo VN is registered as CONG TY TNHH MONEYVEO VIETNAM, sits in VN and has traded since 2020. Support runs on phone, help centre and community, so phone, help centre and community are all open routes, and questions about a matched loan go to the platform rather than the partner lender.

How Moneyveo VN compares

Where Moneyveo VN is available

Available
Vietnam

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What APR does Moneyveo VN charge?+

The stated rate is 18.25% APR, fixed for the life of the loan, and it puts Moneyveo VN at 243 on APR out of the 350 brands tracked. Predictable, but not cheap, and it is the number to weigh before anything else.

How much can I borrow, and over what term?+

Loan amounts run VND 500,000 to VND 30,000,000, and terms run 62 to 180 months. Since the rate is fixed, a longer term spreads the same borrowing over more payments, with the interest added to what you owe. What you are offered depends on the lender the marketplace matches to your application.

Will applying hurt my credit file?+

The credit check runs as soft prequal, the gentler option used before a full search. Moneyveo VN also works with applicants whose credit is poor, so a thin file is not an automatic block. Existing repayments on other loans still count when the partner lender reviews you.

How fast do I get the money?+

Timing from submitting an application to the money arriving in your bank account is quoted in minutes on average, and same day funding sits on the feature list. Have your own bank account and valid ID card ready, because the transfer goes to an account in your own name.

What kinds of loan does it offer?+

The range covers personal, secured and student lending, so personal, secured, student and buy now pay later requests all sit in one place. Personal lending is the core of it. Because the platform is a marketplace, what you are matched with depends on the partner lenders available for your application.

Who can apply?+

Only Vietnamese citizens who live and work in Vietnam, hold a valid ID card, and have a mobile number and bank account in their own name. Those basics come first, and only then does a poor credit file get looked at, so a weak history is not what rules most applicants out.

Can I repay the loan early without a charge?+

Free early repayment is no, so clearing the balance before the end of the term comes with a charge. Treat the 62 to 180 month term as one you will use fully, or price the early repayment before you sign. The 18.25% APR itself stays fixed either way.

How do I get help, and who runs the company?+

Support runs on phone, help centre and community, so phone, help centre and community are all open routes. The company behind the platform is CONG TY TNHH MONEYVEO VIETNAM, based in Vietnam and trading since 2020. Questions about a matched loan go to the platform, which picks the lender.

Sources

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Arrangement fee.

Moneyveo VN

Moneyveo VN

A fixed rate dong loan for applicants with poor credit who need the money in the bank account the same day.

8.5/10Visit

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