Moneyveo UA review

Updated September 28, 2026 · BorrowCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.

Our verdict

Moneyveo UA suits Ukrainian borrowers with thin credit files who need cash the same day, not anyone planning a long cheap loan. Rates are fixed and APR runs 3.65% to 357.77%, so the cost of borrowing depends heavily on the deal you are offered.

Key facts

Best for
A same-day personal or payday loan in Ukraine when the file is thin.
APR
3.65% to 357.77% (Source, checked September 26, 2026)
Loan amount
UAH 500 to UAH 50,000 (Source, checked September 26, 2026)
Term
60 months (Source, checked September 26, 2026)
Arrangement fee
0 UAH (0% of loan amount on first Smart loan) (Source, checked September 26, 2026)
Funding time
24/7, to any Ukrainian bank card immediately after contract signing (Source, checked September 26, 2026)
Rate type
Fixed (Source, checked September 26, 2026)
Lender type
Direct lender (Source, checked September 26, 2026)
Free early repayment
Yes (Source, checked September 26, 2026)
Eligibility
Ukrainian citizenship, age 18+, Ukrainian bank card, passport and tax ID, internet access (Source, checked September 26, 2026)
Origination fee (%)
0% (Source, checked September 26, 2026)
Loan types
Personal, Payday, Credit-line (Source, checked September 26, 2026)
Credit needed
Poor (Source, checked September 26, 2026)
Legal entity
TOV "MANIVEO SHVYDKA FINANSOVA DOPOMOGA" (EDRPU 38569246) (Source, checked September 26, 2026)
Headquarters
Ukraine (Source, checked September 26, 2026)
Founded
2013 (Source, checked September 26, 2026)
Support channels
Email, Chat, Phone, Help-centre (Source, checked September 26, 2026)
Pricing model
Fixed rate
Features
Same-day funding, Credit line
Official website
moneyveo.ua

Pros and cons

Pros

  • Money lands on any Ukrainian bank card right after the contract is signed
  • Free early repayment, so paying off sooner costs nothing extra
  • Arrangement fee of 0 UAH (0% of loan amount on first Smart loan) on the first Smart loan
  • A credit line sits alongside the personal and payday loans, and email, chat and phone cover phone, chat, email and a help centre

Cons

  • APR of 3.65% to 357.77% tops out far above the payday median of 36.5%
  • The file is built for poor credit, so poor is the target rather than a strong profile
  • Term of 60 is the longest most lenders on the list offer
Moneyveo UA

Ready to try Moneyveo UA?

Scored 9.3 / 10 by BorrowCue.

Visit

Who it suits

  • Ukrainian citizens with a thin credit file and an urgent bill
  • Borrowers happy to take a fixed rate on a personal, payday or credit line loan
  • Anyone who can settle part of the balance early without a charge

Who should look elsewhere

  • Borrowers wanting the lowest cost, who should compare rates on Monzo Flex at 10% to 23%
  • Anyone needing a long term, since the 60 term outruns most rivals

Safety and regulation

Moneyveo UA is a direct lender, direct lender, so you deal with the funder rather than a broker. It holds a licence from the National Bank of Ukraine recorded as 27-0025/18457. The rate is fixed, fixed, on a fixed-rate model, fixed rate, which keeps the repayment schedule predictable across the term. Money is sent straight to your own bank card, so no third party holds your cash.

Who runs it

The lender is TOV "MANIVEO SHVYDKA FINANSOVA DOPOMOGA" (EDRPU 38569246), based in Ukraine and trading since 2013. It writes to email, chat and phone in its own name, so there is no intermediary to chase. The National Bank of Ukraine licence is listed as 27-0025/18457, which is the register entry to quote in any dispute. Personal, payday and credit line loans all come from the same balance sheet.

How Moneyveo UA compares

Where Moneyveo UA is available

Available
Ukraine
Licence in Ukraine
National Bank of Ukraine (NBU) (27-0025/18457), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does Moneyveo charge to borrow?+

APR runs from 3.65% to 357.77% across personal, payday and credit line loans on a fixed rate, fixed. The arrangement fee is 0 UAH (0% of loan amount on first Smart loan), so the first Smart loan carries none. Early repayment is free, which keeps the total down if the money comes back early.

How fast is the money?+

Funding runs day and night straight to any Ukrainian bank card, immediately after the contract is signed. Same day funding is one of the features listed for the brand, same day funding and credit line, which is the main reason borrowers choose it over a bank that pays out in days.

What credit history do I need?+

The target profile is poor credit, poor, so an imperfect file is expected rather than disqualifying. Rates reflect that: 3.65% to 357.77% runs far wider than the median on comparable payday loans, 36.5%.

How much can I borrow and for how long?+

Loan amounts run from UAH 500 to UAH 50,000 and the term goes to 60. Amounts sit above the personal loan median on the site, €876.96, while the term is longer than the median too, 36.

Who regulates Moneyveo?+

It is a direct lender, direct lender, and holds a National Bank of Ukraine licence recorded as 27-0025/18457. The lender is TOV "MANIVEO SHVYDKA FINANSOVA DOPOMOGA" (EDRPU 38569246), headquartered in Ukraine, so the regulatory entry and the contracting entity are both on record.

What do I need to apply?+

Eligibility rests on Ukrainian citizenship, a Ukrainian bank card, a passport and tax ID, and internet access. Applicants must be adults, and a tax ID is required, so have both documents ready before you start. Support runs on email, chat and phone.

Is there a credit line as well as a loan?+

Yes. Loan types cover personal, payday and credit line, personal, payday and credit line, and a credit line is listed among the features, same day funding and credit line. A credit line is rarer in this group, at 27.4% across the site, so it is worth asking about.

Can I repay early without a charge?+

Yes, early repayment is free. Most lenders on the site also allow it, 81.2%, so this is a standard expectation rather than a bonus. What matters more is the fixed rate, fixed, and the APR ceiling of 3.65% to 357.77%.

Sources

  • moneyveo.ua checked September 26, 2026

    Backs: Loan amount, APR, Credit needed, Eligibility, Free early repayment, Funding time, Lender type, Pricing model, Arrangement fee, Origination fee (%), Rate type, Term, Licences

  • moneyveo.ua/uk/about checked September 26, 2026

    Backs: Founded, Headquarters, Legal entity, Loan types, Support channels

  • moneyveo.ua/uk/confidentiality checked September 26, 2026

    Backs: Features

Compiled from 3 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Credit check, Representative example.

Moneyveo UA

Moneyveo UA

A same-day personal or payday loan in Ukraine when the file is thin.

9.3/10Visit

Your cookie choices

We use necessary cookies to make this site work. With your permission, analytics cookies help us understand usage and marketing cookies support advertising.

You can reject non-essential cookies and still use the site. Change your choices anytime in Cookie settings.

Cookie policy
Cookie settings