Updated September 30, 2026 · BorrowCue Editorial Team
Moneyveo UA vs Multitude Bank p.l.c
Moneyveo UA vs Multitude Bank p.l.c: the differences
| Compare |  Moneyveo UA |  Multitude Bank p.l.c |
|---|---|---|
| APR | 3.65% to 357.77%Lower | 24.99% |
| Term | 60 months | 9 to 199 monthsHigher |
| Arrangement fee | 0 UAH (0% of loan amount on first Smart loan) | 0 DKK |
| Funding time | 24/7, to any Ukrainian bank card immediately after contract signing | within minutes, 24/7 |
| Eligibility | Ukrainian citizenship, age 18+, Ukrainian bank card, passport and tax ID, internet access | Age 22+, Danish CPR number and registered address |
| Loan types | Personal, Payday, Credit lineCovers more | Personal, Credit line |
| Loan amount | UAH 500 to UAH 50,000 | Not confirmed |
| Representative example | Not confirmed | Credit amount DKK 10,000 / 12 months: APR 24.99%, monthly payment DKK 934.96, total credit cost DKK 1,219.47 |
| Credit needed | Poor | Not confirmed |
Same on both: Rate type (Fixed), Lender type (Direct lender), Free early repayment (Yes), Origination fee (%) (0%).
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Key differences
- Moneyveo UA scores higher overall: 9.3 vs 8.9.
- Founded is lower at Multitude Bank p.l.c: 2005 vs 2013.
- APR is lower at Moneyveo UA: 3.65% to 357.77% vs 24.99%.
- Term is higher at Multitude Bank p.l.c: 9 to 199 months vs 60 months.
- Support channels: only Moneyveo UA offers Email, Chat, Phone.
- Loan types: only Moneyveo UA offers Payday.
Our verdict on each
Moneyveo UA
Moneyveo UA suits Ukrainian borrowers with thin credit files who need cash the same day, not anyone planning a long cheap loan. Rates are fixed and APR runs 3.65% to 357.77%, so the cost of borrowing depends heavily on the deal you are offered.
Multitude Bank p.l.c
Multitude Bank p.l.c suits borrowers in Denmark seeking flexible credit line borrowing with rapid access to funds around the clock and clear fixed pricing for planning repayments with confidence over time. Pricing sits at APR of 24.99% with repayment terms of 9 to 199 months for extended schedules.
Score breakdown
| Area | Moneyveo UA | Multitude Bank p.l.c |
|---|---|---|
| Cost | 9.4HigherAPR of 3.65% to 357.77% against a payday median of 36.5%, on a fixed rate. | 9.1Cost reflects APR at 24.99% with 0% charge level. |
| Offer | 9.8Higher | 8.1Offer reflects personal and credit line with same day funding and credit line flexibility. |
| Trust | 8.9 | 9.3HigherTrust reflects direct lender status and 2005 history. |
Availability and regulation
| Country | Moneyveo UA | Multitude Bank p.l.c |
|---|---|---|
| Malta | Not confirmed | |
| Ukraine | National Bank of Ukraine (NBU) 27-0025/18457 | Not confirmed |
Additional countries for Moneyveo UA: 1. Additional countries for Multitude Bank p.l.c: 1.
Pick Moneyveo UA if, pick Multitude Bank p.l.c if
Pick Moneyveo UA if cost, apr, and loan types matter most.
Pick Multitude Bank p.l.c if trust and term matter most.
If neither fits
Prestamiau ES has apr at 0% to 36%, against 3.65% to 357.77% for Moneyveo UA and 24.99% for Multitude Bank p.l.c.
Prestamiau ES reviewHow they place
| Ranking | Moneyveo UA | Multitude Bank p.l.c |
|---|---|---|
| Personal loans | 86 of 1932 | 29 of 1932 |
| Lines of credit | 13 of 328 | 4 of 328 |
Every fact side by side
| Fact | Moneyveo UA | Multitude Bank p.l.c |
|---|---|---|
| Pricing model | Fixed rate | Fixed rate |
| Features | Same day funding, Credit line | Same day funding, Credit line |
| Legal entity | TOV "MANIVEO SHVYDKA FINANSOVA DOPOMOGA" (EDRPU 38569246) | Multitude Bank p.l.c. |
| Headquarters | Ukraine | Malta |
| Founded | 2013 | 2005Lower |
| Support channels | Email, Chat, Phone, Help centreCovers more | Help centre |
Where each stands against the rest
| Fact | Moneyveo UA | Multitude Bank p.l.c | Median |
|---|---|---|---|
| APR | 3.65% to 357.77%lowest quarter | 24.99%highest quarter | 8.99 |
| Loan amount | UAH 500 to UAH 50,000at the median | Not confirmed | UAH 50,000 |
| Term | 60 monthsat the median | 9 to 199 monthshighest quarter | 60 months |
| Origination fee (%) | 0%below the median | 0%below the median | 0.25% |
Median across 1005 listed lenders.
Pros and cons
Moneyveo UA
Pros
- Money lands on any Ukrainian bank card right after the contract is signed
- Free early repayment, so paying off sooner costs nothing extra
- Arrangement fee of 0 UAH (0% of loan amount on first Smart loan) on the first Smart loan
Cons
- APR of 3.65% to 357.77% tops out far above the payday median of 36.5%
- The file is built for poor credit, so poor is the target rather than a strong profile
- Term of 60 is the longest most lenders on the list offer
Multitude Bank p.l.c
Pros
- Funding arrives within minutes, 24/7 with same day funding and credit line access for borrowers managing urgent spending needs.
- Origination fee of 0 DKK with level at 0% keeps upfront charges contained for personal and credit line.
- Free early repayment allows clearing balances ahead of schedule without extra charge across 9 to 199 months.
Cons
- Support runs on help centre only, which may suit borrowers comfortable with self service help around within minutes, 24/7.
- Pricing at 24.99% exceeds 23% from Mi Prestamo, which matters for rate sensitive borrowing over 9 to 199 months.
- Fixed pricing through fixed and fixed rate leaves limited choice for borrowers seeking variable terms over 9 to 199 months.
Who each suits
Moneyveo UA
Who it suits
- Ukrainian citizens with a thin credit file and an urgent bill
- Borrowers happy to take a fixed rate on a personal, payday or credit line loan
- Anyone who can settle part of the balance early without a charge
Who should look elsewhere
- Borrowers wanting the lowest cost, who should compare rates on Monzo Flex at 10% to 23%
- Anyone needing a long term, since the 60 term outruns most rivals
Multitude Bank p.l.c
Who it suits
- Residents who value rapid credit line access and accept support on help centre may prefer this brand over AXI Card Tarjeta y Credito for direct bank servicing.
- Borrowers planning extended repayment across 9 to 199 months with fixed pricing at 24.99% may prefer this brand over Ibancar Prestamos for schedule flexibility.
- Danish applicants meeting Age 22+, Danish CPR number and registered address who want personal and credit line from direct lender may prefer this brand over Mi Prestamo for account structure.
Who should look elsewhere
- Borrowers seeking phone based service rather than support on help centre may prefer Mi Prestamo for a different contact approach.
- Borrowers prioritising lower headline APR than 24.99% may prefer Ibancar Prestamos because its listed APR at 12.74% to 13.01% sits below this brand.
Current offers
Moneyveo UA
Current offer
First period offer
First Smart loan at 0.01% per day: 0.01% per day
First Smart loan, discount period 3-20 days, up to 50 000 UAH, no issuance commission
Source, checked September 26, 2026
Bonus
We give a better deal than competitors: +10% discount versus a competitor offer
Compared with a discount offered by another service; 10% increase over the competitor discount
Source, checked September 26, 2026
First period offer
Grace period: 3 extra days to repay
Grace period on the first loan
Source, checked September 26, 2026
Country by country
| Country | Moneyveo UA | Multitude Bank p.l.c |
|---|---|---|
| Denmark | No | Yes |
| Ukraine | Yes | No |
Questions about each
Moneyveo UA
What does Moneyveo charge to borrow?+
APR runs from 3.65% to 357.77% across personal, payday and credit line loans on a fixed rate, fixed. The arrangement fee is 0 UAH (0% of loan amount on first Smart loan), so the first Smart loan carries none. Early repayment is free, which keeps the total down if the money comes back early.
How fast is the money?+
Funding runs day and night straight to any Ukrainian bank card, immediately after the contract is signed. Same day funding is one of the features listed for the brand, same day funding and credit line, which is the main reason borrowers choose it over a bank that pays out in days.
Multitude Bank p.l.c
What does borrowing cost?+
Fixed rate pricing applies at APR of 24.99% under fixed terms through fixed rate. The published representative example outlines monthly payment and total credit cost for planning. Fixed pricing helps borrowers anticipate repayment amounts across 9 to 199 months.
How fast is funding?+
Funding is described as within minutes, 24/7 with availability noted in same day funding and credit line. Credit line access allows repeated withdrawals within the agreed limit subject to checks. Timing can vary with verification and bank processing while direct lender manages disbursement.