Updated September 29, 2026 · BorrowCue Editorial Team
Cashspace vs Moneyveo UA
Where Cashspace and Moneyveo UA differ
| Compare |  Cashspace |  Moneyveo UA |
|---|---|---|
| APR | ₱12 to ₱36 | 3.65% to 357.77% |
| Loan amount | ₱500 to ₱25,000 | UAH 500 to UAH 50,000 |
| Term | 2 to 4 months | 60 monthsHigher |
| Arrangement fee | 0 | 0 UAH (0% of loan amount on first Smart loan) |
| Funding time | Funds within 5 minutes; most approved applicants receive the money the same day | 24/7, to any Ukrainian bank card immediately after contract signing |
| Lender type | Broker | Direct lender |
| Eligibility | Applicants in the Philippines, valid ID required | Ukrainian citizenship, age 18+, Ukrainian bank card, passport and tax ID, internet access |
| Credit check | Hard | Not confirmed |
| Representative example | Loan of PHP 10,000 repaid in 3 months, total payment PHP 11,000 | Not confirmed |
| Rate type | Not confirmed | Fixed |
| Free early repayment | Not confirmed | Yes |
| Origination fee (%) | Not confirmed | 0% |
Same on both: Loan types (Personal, Payday, Credit line), Credit needed (Poor).
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Key differences
- Moneyveo UA scores higher overall: 9.3 vs 8.9.
- Term is higher at Moneyveo UA: 60 months vs 2 to 4 months.
- Support channels: only Cashspace offers Community.
- Support channels: only Moneyveo UA offers Chat, Phone.
Our verdict on each
Cashspace
Cashspace suits Philippine borrowers with poor credit who need a small sum quickly and can clear it fast.
Moneyveo UA
Moneyveo UA suits Ukrainian borrowers with thin credit files who need cash the same day, not anyone planning a long cheap loan. Rates are fixed and APR runs 3.65% to 357.77%, so the cost of borrowing depends heavily on the deal you are offered.
Score breakdown
| Area | Cashspace | Moneyveo UA |
|---|---|---|
| Cost | 9.8HigherOrigination fee of 0 and an APR of PHP 12 to PHP 36 sit against a site median of 12%. | 9.4APR of 3.65% to 357.77% against a payday median of 36.5%, on a fixed rate. |
| Offer | 8.5 | 9.8Higher |
| Trust | 8.3 | 8.9Higher |
Choosing between them
Pick Cashspace if cost matter most.
Pick Moneyveo UA if offer, trust, and term matter most.
Licences and countries
| Country | Cashspace | Moneyveo UA |
|---|---|---|
| Ukraine | Not confirmed | National Bank of Ukraine (NBU) 27-0025/18457 |
Additional countries for Cashspace: 1. Additional countries for Moneyveo UA: 1.
Also worth a look
Sofkredit has term at 6 to 240 months, against 2 to 4 months for Cashspace and 60 months for Moneyveo UA.
Sofkredit reviewWhere these facts come from
Cashspace
- cashspace.ph: 15 facts, checked September 26, 2026
Moneyveo UA
- moneyveo.ua: 18 facts, checked September 26, 2026
How they place
| Ranking | Cashspace | Moneyveo UA |
|---|---|---|
| Personal loans | 33 of 1932 | 86 of 1932 |
| Payday and short-term loans | 15 of 246 | 36 of 246 |
| Loans for bad credit | 20 of 275 | 49 of 275 |
| Lines of credit | 7 of 328 | 13 of 328 |
Every fact side by side
| Fact | Cashspace | Moneyveo UA |
|---|---|---|
| Pricing model | Not confirmed | Fixed rate |
| Features | Same day funding, Credit line | Same day funding, Credit line |
| Legal entity | Fininity OU | TOV "MANIVEO SHVYDKA FINANSOVA DOPOMOGA" (EDRPU 38569246) |
| Headquarters | Estonia | Ukraine |
| Founded | Not confirmed | 2013 |
| Support channels | Email, Help centre, Community | Email, Chat, Phone, Help centre |
Where each stands against the rest
| Fact | Cashspace | Moneyveo UA | Median |
|---|---|---|---|
| Term | 2 to 4 monthslowest quarter | 60 monthsat the median | 60 |
| Origination fee (%) | Not confirmed | 0%below the median | 0.25% |
Median across 1005 listed lenders.
Pros and cons
Cashspace
Pros
- No origination fee, listed at 0 on personal, payday and credit line products.
- Money moves fast: funds within a few minutes and most approved applicants are paid the same day.
- APR of PHP 12 to PHP 36 starts below the personal loan site median of 12%.
Cons
- Term of 2 to 4 is short, so a missed payment can land quickly on a small balance.
- The credit check is hard, so an application puts a full search on the record.
- Support runs on email, help centre and community only, with no phone line or live chat listed.
Moneyveo UA
Pros
- Money lands on any Ukrainian bank card right after the contract is signed
- Free early repayment, so paying off sooner costs nothing extra
- Arrangement fee of 0 UAH (0% of loan amount on first Smart loan) on the first Smart loan
Cons
- APR of 3.65% to 357.77% tops out far above the payday median of 36.5%
- The file is built for poor credit, so poor is the target rather than a strong profile
- Term of 60 is the longest most lenders on the list offer
Who each suits
Cashspace
Who it suits
- Philippine residents with a valid ID who hold a thin or damaged credit file
- Borrowers who can settle a small balance within the short 2 to 4 window
- Anyone who needs a same-day payment and accepts a hard credit check
Who should look elsewhere
- People who need a long repayment term, since 2 to 4 caps the loan short
- Anyone wanting phone support, given email, help centre and community lists none
- Borrowers who would rather deal with a single lender than a broker
Moneyveo UA
Who it suits
- Ukrainian citizens with a thin credit file and an urgent bill
- Borrowers happy to take a fixed rate on a personal, payday or credit line loan
- Anyone who can settle part of the balance early without a charge
Who should look elsewhere
- Borrowers wanting the lowest cost, who should compare rates on Monzo Flex at 10% to 23%
- Anyone needing a long term, since the 60 term outruns most rivals
Current offers
Moneyveo UA
Current offer
First period offer
First Smart loan at 0.01% per day: 0.01% per day
First Smart loan, discount period 3-20 days, up to 50 000 UAH, no issuance commission
Source, checked September 26, 2026
Bonus
We give a better deal than competitors: +10% discount versus a competitor offer
Compared with a discount offered by another service; 10% increase over the competitor discount
Source, checked September 26, 2026
First period offer
Grace period: 3 extra days to repay
Grace period on the first loan
Source, checked September 26, 2026
Country by country
| Country | Cashspace | Moneyveo UA |
|---|---|---|
| Philippines | Yes | No |
| Ukraine | No | Yes |
Questions about each
Cashspace
What does Cashspace charge to take out a loan?+
Cashspace lists an origination fee of 0, so there is no separate setup charge on the products it offers. The cost of a loan therefore rests on the rate. The APR runs PHP 12 to PHP 36 across the personal, payday and credit line products, and the published example shows a small loan cleared over a short window for a total repayment only slightly above the sum borrowed.
How much can I borrow and how long do I have to repay?+
Borrowing runs PHP 500 to PHP 25,000, which is a small-loan range, and the term of 2 to 4 is short. That pairing suits an unexpected bill or a gap between paydays. It is not built for a large planned purchase, and the short term means a missed payment can arrive sooner than expected.
Moneyveo UA
What does Moneyveo charge to borrow?+
APR runs from 3.65% to 357.77% across personal, payday and credit line loans on a fixed rate, fixed. The arrangement fee is 0 UAH (0% of loan amount on first Smart loan), so the first Smart loan carries none. Early repayment is free, which keeps the total down if the money comes back early.
How fast is the money?+
Funding runs day and night straight to any Ukrainian bank card, immediately after the contract is signed. Same day funding is one of the features listed for the brand, same day funding and credit line, which is the main reason borrowers choose it over a bank that pays out in days.
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