Updated September 29, 2026 · BorrowCue Editorial Team
Moneyveo UA vs Solcredito
Where Moneyveo UA and Solcredito differ
| Compare |  Moneyveo UA |  Solcredito |
|---|---|---|
| APR | 3.65% to 357.77% | 0% to 3,752%Lower |
| Loan amount | UAH 500 to UAH 50,000 | €50 to €5,000 |
| Term | 60 months | 3 to 60 months |
| Arrangement fee | 0 UAH (0% of loan amount on first Smart loan) | 0 EUR |
| Funding time | 24/7, to any Ukrainian bank card immediately after contract signing | Decision in 15 minutes, money in your bank account within a few hours |
| Lender type | Direct lender | Broker |
| Eligibility | Ukrainian citizenship, age 18+, Ukrainian bank card, passport and tax ID, internet access | Age 18 to 80, resident in Spain, current account at a national bank, own email and mobile number (some partner lenders require 21) |
| Loan types | Personal, Payday, Credit line | Personal, Payday, Debt consolidation, Credit lineCovers more |
| Representative example | Not confirmed | 1,500.00 EUR credit line drawn in full at first draw, repaid in 12 instalments, 20.04% annual rate (1.67% monthly), resulting TAE 21.99%, no fees |
| Rate type | Fixed | Not confirmed |
| Free early repayment | Yes | Not confirmed |
| Origination fee (%) | 0% | Not confirmed |
| Use cases | Not confirmed | Home improvement |
Same on both: Credit needed (Poor).
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Key differences
- Moneyveo UA scores higher overall: 9.3 vs 9.0.
- Founded is lower at Solcredito: 2011 vs 2013.
- Solcredito is available in 1 more country.
- APR is lower at Solcredito: 0% to 3,752% vs 3.65% to 357.77%.
- Support channels: only Moneyveo UA offers Chat, Phone.
- Loan types: only Solcredito offers Debt consolidation.
Our verdict on each
Moneyveo UA
Moneyveo UA suits Ukrainian borrowers with thin credit files who need cash the same day, not anyone planning a long cheap loan. Rates are fixed and APR runs 3.65% to 357.77%, so the cost of borrowing depends heavily on the deal you are offered.
Solcredito
Solcredito suits Spanish borrowers with a poor credit file needing a small amount quickly, and the arrangement fee on the personal loan offer is 0 EUR. It is a broker rather than a lender, so the rate depends on which lender answers, with rates running as high as 0% to 3,752%.
Score breakdown
| Area | Moneyveo UA | Solcredito |
|---|---|---|
| Cost | 9.4APR of 3.65% to 357.77% against a payday median of 36.5%, on a fixed rate. | 9.9Higher |
| Offer | 9.8Higher | 8.4A broker, not a lender, with fees of 0 EUR and rates of 0% to 3,752% against a site median of 12%. |
| Trust | 8.9Higher | 8.5 |
Which one suits you
Pick Moneyveo UA if trust matter most.
Pick Solcredito if cost, apr, and loan types matter most.
Feature by feature
| Loan types | Moneyveo UA | Solcredito |
|---|---|---|
| Personal | Yes | Yes |
| Payday | Yes | Yes |
| Debt consolidation | No | Yes |
| Credit line | Yes | Yes |
How they place
| Ranking | Moneyveo UA | Solcredito |
|---|---|---|
| Personal loans | 86 of 1932 | 59 of 1932 |
| Payday and short-term loans | 36 of 246 | 29 of 246 |
| Loans for bad credit | 49 of 275 | 37 of 275 |
| Lines of credit | 13 of 328 | 9 of 328 |
Where these facts come from
Moneyveo UA
- moneyveo.ua: 18 facts, checked September 26, 2026
Solcredito
- solcredito.es: 16 facts, checked September 26, 2026
Every fact side by side
| Fact | Moneyveo UA | Solcredito |
|---|---|---|
| Pricing model | Fixed rate | Not confirmed |
| Features | Same day funding, Credit line | Same day funding, Credit line |
| Legal entity | TOV "MANIVEO SHVYDKA FINANSOVA DOPOMOGA" (EDRPU 38569246) | Fiizy OU (registration code 12694462) |
| Headquarters | Ukraine | Estonia |
| Founded | 2013 | 2011Lower |
| Support channels | Email, Chat, Phone, Help centreCovers more | Email, Help centre |
Where each stands against the rest
| Fact | Moneyveo UA | Solcredito | Median |
|---|---|---|---|
| APR | 3.65% to 357.77%lowest quarter | 0% to 3,752%lowest quarter | 8.99 |
| Term | 60 monthsat the median | 3 to 60 monthsat the median | 60 months |
| Origination fee (%) | 0%below the median | Not confirmed | 0.25% |
Median across 1005 listed lenders.
Pros and cons
Moneyveo UA
Pros
- Money lands on any Ukrainian bank card right after the contract is signed
- Free early repayment, so paying off sooner costs nothing extra
- Arrangement fee of 0 UAH (0% of loan amount on first Smart loan) on the first Smart loan
Cons
- APR of 3.65% to 357.77% tops out far above the payday median of 36.5%
- The file is built for poor credit, so poor is the target rather than a strong profile
- Term of 60 is the longest most lenders on the list offer
Solcredito
Pros
- Arrangement fee of 0 EUR on the personal loan offer, and the representative example records no fees on the credit line
- A decision in minutes and money in the account within a few hours
- Accepts a poor credit profile, which covers a large share of the loans on the site
Cons
- The cost range runs up to 0% to 3,752%, well above the 25.03% upper quartile for personal loans on the site
- Solcredito is a broker, so the lender setting the rate is not named in the offer
- Support runs on email and help centre only, with no phone line listed
Who each suits
Moneyveo UA
Who it suits
- Ukrainian citizens with a thin credit file and an urgent bill
- Borrowers happy to take a fixed rate on a personal, payday or credit line loan
- Anyone who can settle part of the balance early without a charge
Who should look elsewhere
- Borrowers wanting the lowest cost, who should compare rates on Monzo Flex at 10% to 23%
- Anyone needing a long term, since the 60 term outruns most rivals
Solcredito
Who it suits
- Adults in Spain with a poor credit profile who need money in the account the same day
- Borrowers covering home improvement who can repay inside 3 to 60
- People who prefer written support through a help centre and email rather than by phone
Who should look elsewhere
- Borrowers with a strong credit file, who will find rates well under the 0% to 3,752% ceiling on a direct lender
- Anyone needing to borrow more than €50 to €5,000 or to repay over a longer period than 3 to 60
- Readers who want a named lender and a regulated protection scheme, neither of which appears for this broker
Current offers
Moneyveo UA
Current offer
First period offer
First Smart loan at 0.01% per day: 0.01% per day
First Smart loan, discount period 3-20 days, up to 50 000 UAH, no issuance commission
Source, checked September 26, 2026
Bonus
We give a better deal than competitors: +10% discount versus a competitor offer
Compared with a discount offered by another service; 10% increase over the competitor discount
Source, checked September 26, 2026
First period offer
Grace period: 3 extra days to repay
Grace period on the first loan
Source, checked September 26, 2026
Solcredito
Current offer
First period offer
Extra 5000 EUR desde 0% para eventos especiales / primer prestamo al 0% de interes: 0% interest, extra amount up to 5,000 EUR
New customers, first loan, promotional event offer
Source, checked September 26, 2026
First period offer
Extra $12,000 desde 0% para eventos especiales / primer prestamo desde 0% de interes (Mexico): 0% interest, extra amount up to 12,000 MXN
New customers, first loan, Mexico offer; deposit within 24hrs claimed
checked September 26, 2026
Country by country
| Country | Moneyveo UA | Solcredito |
|---|---|---|
| Mexico | No | Yes |
| Spain | No | Yes |
| Ukraine | Yes | No |
Questions about each
Moneyveo UA
What does Moneyveo charge to borrow?+
APR runs from 3.65% to 357.77% across personal, payday and credit line loans on a fixed rate, fixed. The arrangement fee is 0 UAH (0% of loan amount on first Smart loan), so the first Smart loan carries none. Early repayment is free, which keeps the total down if the money comes back early.
How fast is the money?+
Funding runs day and night straight to any Ukrainian bank card, immediately after the contract is signed. Same day funding is one of the features listed for the brand, same day funding and credit line, which is the main reason borrowers choose it over a bank that pays out in days.
Solcredito
What rate will I pay through Solcredito?+
Annual rates run 0% to 3,752%, a wide spread that reflects the partner lenders Solcredito works with rather than one set price. The site's median personal loan rate is 12%. The representative example shows a credit line drawn in full, repaid over a set number of instalments at a stated annual rate and monthly rate, with the resulting TAE and no fees.
Are there arrangement fees or hidden costs?+
The arrangement fee is 0 EUR on the personal loan offer, and the representative example states no fees on the credit line it illustrates. A broker can still pass on lender costs inside the rate itself, so the figure to weigh is the TAE in any offer you receive.