Updated October 9, 2026 · BorrowCue Editorial Team
Top mortgages compared in the United Kingdom
205 lenders available in the United Kingdom, ranked for the United Kingdom.
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| # | Lender | Score | Key facts | Actions |
|---|---|---|---|---|
| 1 |  Cashback RemortgageTop pick | Not rated |
| ReviewCompareVisit |
| 2 | High Bridge Mortgages Newcastle upon Tyne mortgage and protection advisers offering advice for first-time buyers, home movers, landlords and remortgages. | Not rated | ReviewCompareVisit | |
| 3 |  Bank of Ireland Cashback Plus on new mortgage drawdown: Up to 3% of mortgage drawdown (2% after drawdown, 1% after 5 years) | 9.4/10 |
| ReviewCompareSee alternatives |
| 4 |  Upstart Mortgage Home Equity Line of Credit | 9.3/10 |
| ReviewCompareSee alternatives |
| 5 |  Nationwide Building Society GBP 500 first time buyer cashback | 9.2/10 |
| ReviewCompareSee alternatives |
| 6 |  NLB Banka Kosova NLB Depozita me afat: Bonus up to 200 EUR | 9.2/10 |
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| 7 | LiveMore | 9.1/10 |
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| 8 |  MoneySuperMarket Earn a £50 Gift Card with an MBNA loan: £50 gift card | 9.1/10 |
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| 9 |  Optimise | 9.0/10 |
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| 10 |  Metro Bank Re-mortgage package: free standard valuation and either Legal Assist or cashback: Free valuation plus legal fees, or cashback | 9.0/10 |
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Licensed in the United Kingdom
- Cashback Remortgage
- Financial Conduct Authority
- Bank of Ireland
- Prudential Regulation Authority
- Nationwide Building Society
- Prudential Regulation Authority
- LiveMore
- Financial Conduct Authority
- Optimise
- Financial Conduct Authority
- Optimise
- Information Commissioner's Office
- Metro Bank
- Prudential Regulation Authority
- Metro Bank
- Financial Conduct Authority
- HSBC UK
- Prudential Regulation Authority
- NatWest
- Financial Conduct Authority (regulated) and Prudential Regulation Authority (authorised)
- Chartwell
- Financial Conduct Authority
- ClickFinance
- Office of Fair Trading
- Santander UK
- Prudential Regulation Authority
- uSwitch
- Financial Conduct Authority (Dot Zinc Limited, consumer credit)
- uSwitch
- Financial Conduct Authority (Uswitch Limited)
- uSwitch
- Financial Conduct Authority (RVU Services Limited, Appointed Representative)
- Tandem Bank
- Prudential Regulation Authority
- Aldermore
- Financial Conduct Authority and Prudential Regulation Authority (authorised by the PRA, regulated by the FCA and PRA)
- CPC
- Financial Conduct Authority
- Cynergy Bank
- Financial Conduct Authority
Browse by category
- Personal loans in the United Kingdom
- Payday and short-term loans in the United Kingdom
- Loans for bad credit in the United Kingdom
- Debt consolidation loans in the United Kingdom
- Lines of credit in the United Kingdom
- Secured loans in the United Kingdom
- Remortgage deals in the United Kingdom
- Car loans in the United Kingdom
- Business loans in the United Kingdom
- Private student loans in the United Kingdom
- Home equity loans and HELOCs in the United Kingdom
- Home improvement loans in the United Kingdom
- Cash advance apps in the United Kingdom
- Buy now, pay later in the United Kingdom
- Equity release in the United Kingdom
- Debt relief in the United Kingdom