Updated September 30, 2026 · BorrowCue Editorial Team

Top business loans compared in the United Kingdom

42 lenders available in the United Kingdom, ranked for the United Kingdom.

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Top business loans compared in the United Kingdom
#LenderScoreFeaturesKey factsActions
1
Banco Santander logo
Banco SantanderTop pick
9.3/10
  • Fixed rate
Loan amount:
$10,000 to $250,000
Term:
60 months
Arrangement fee:
0.50% origination fee, minimum $250
ReviewCompareSee alternatives
2
Funding Circle logo
Funding Circle
9.3/10
  • Fixed rate
APR:
6.9%
Loan amount:
£10,000 to £750,000
Term:
6 to 72 months
ReviewCompareSee alternatives
3
Bluevine logo
Bluevine
9.2/10
  • Same day funding
Loan amount:
up to $250,000
Arrangement fee:
0 USD (no maintenance fees)
Credit check:
Soft prequal
ReviewCompareSee alternatives
4
Salt Lending logo
Salt Lending
9.2/10
  • Fixed rate
  • Same day funding
APR:
7.49% to 10.5%
Loan amount:
$5,000
Term:
12 to 60 months
ReviewCompareSee alternatives
5
MoneySuperMarket logo
MoneySuperMarket

Earn a £50 Gift Card with an MBNA loan: £50 gift card

9.1/10
    APR:
    5.9% to 99%
    Loan amount:
    £1,000 to £50,000
    Term:
    12 to 120 months
    ReviewCompareSee alternatives
    6
    Tide Funding Options logo
    Tide Funding Options
    9.1/10
      APR:
      8.2%
      Loan amount:
      £1,000 to £20,000,000
      Term:
      3 to 60 months
      ReviewCompareSee alternatives
      7
      Optimise logo
      Optimise
      9.0/10
      • Fixed rate
      APR:
      9.49% to 12.6%
      Loan amount:
      £10,000 to £500,000
      Term:
      36 to 360 months
      ReviewCompareSee alternatives
      8
      ProCredit Bank Kosovo logo
      ProCredit Bank Kosovo

      Hap llogari dhe Fito Menjëherë (open an account and win immediately)

      9.0/10
      • Same day funding
      Loan amount:
      up to €10,000
      Credit check:
      Hard
      Funding time:
      Loan in about 3 minutes, fully online, money credited to the account immediately
      ReviewCompareSee alternatives
      9
      OnDeck logo
      OnDeck
      9.0/10
      • Fixed rate
      • Same day funding
      APR:
      53.2% to 59.8%
      Loan amount:
      $5,000 to $400,000
      Term:
      18 to 24 months
      ReviewCompareSee alternatives
      10
      iwoca logo
      iwoca
      8.9/10
      • Same day funding
      APR:
      49%
      Loan amount:
      £1,000 to £1,000,000
      Term:
      12 to 60 months
      ReviewCompareSee alternatives

      Licensed in the United Kingdom

      Funding Circle
      Financial Conduct Authority
      Tide Funding Options
      Financial Conduct Authority
      Optimise
      Financial Conduct Authority
      Optimise
      Information Commissioner's Office
      iwoca
      Financial Conduct Authority
      Lending Crowd
      Financial Conduct Authority
      Chartwell
      Financial Conduct Authority
      uSwitch
      Financial Conduct Authority (Dot Zinc Limited, consumer credit)
      uSwitch
      Financial Conduct Authority (Uswitch Limited)
      uSwitch
      Financial Conduct Authority (RVU Services Limited, Appointed Representative)
      Century Business Finance
      Financial Conduct Authority
      Capitalise
      Financial Conduct Authority
      Loan Tube
      Financial Conduct Authority (FCA)
      Tide Go
      Financial Conduct Authority (e-money authorisation, Electronic Money Regulations 2011)
      Tide Go
      Financial Conduct Authority (credit and insurance broking)
      Aldermore
      Financial Conduct Authority and Prudential Regulation Authority (authorised by the PRA, regulated by the FCA and PRA)
      CPC
      Financial Conduct Authority
      Cynergy Bank
      Financial Conduct Authority
      FEXCO
      Financial Conduct Authority
      Galaxy Digital
      Financial Conduct Authority (FCA)

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      Other countries

      Banco Santander

      Banco Santander

      Top pick for the United Kingdom

      9.3/10See alternatives