Updated September 30, 2026 · BorrowCue Editorial Team
Top mortgages compared in Australia
192 lenders available in Australia, ranked for Australia.
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| # | Lender | Score | Features | Key facts | Actions |
|---|---|---|---|---|---|
| 1 |  Westpac home loan Referrer ProgramTop pick | 9.3/10 |
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| 2 |  Upstart Mortgage Home Equity Line of Credit | 9.3/10 |
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| 3 |  Athena Home Loans | 9.2/10 |
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| 4 |  ING Australia 1% cashback on eligible utility bills with Orange Everyday: 1% cashback on eligible utility bill payments, up to $100 per Orange Everyday, per financial year | 9.2/10 |
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| 5 |  NLB Banka Kosova NLB Depozita me afat: Bonus up to 200 EUR | 9.2/10 |
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| 6 |  HomeSec Business Finance | 9.1/10 |
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| 7 |  Macquarie Bank | 9.0/10 |
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| 8 |  Great Southern Bank Cashback on eligible refinance home loans and new investment property loans (Basic Variable and Fixed Rate Home Loans): Up to AUD 3,000 | 9.0/10 |
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| 9 |  Super Finance Markets | 9.0/10 |
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| 10 |  Commonwealth Bank Ltd Earn up to 300,000+ Qantas Points with a CommBank Digi Home Loan: Up to 300,000 Qantas Points (100,000 for $300,000-499,999, 200,000 for $500,000-999,999, 300,000 for $1,000,000 or more) | 8.9/10 |
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Licensed in Australia
- Westpac home loan Referrer Program
- Australian Securities and Investments Commission (ASIC)
- Athena Home Loans
- ASIC
- ING Australia
- Australian Prudential Regulation Authority (APRA)
- ING Australia
- Australian Securities and Investments Commission (ASIC)
- Macquarie Bank
- Australian Prudential Regulation Authority (APRA)
- Macquarie Bank
- Australian Securities and Investments Commission (ASIC)
- Great Southern Bank
- Australian Securities and Investments Commission
- Super Finance Markets
- Australian Securities and Investments Commission
- Commonwealth Bank Ltd
- Australian Prudential Regulation Authority (APRA)
- loans.com.au
- Australian Credit Licence (issuer not named on page)
- Up
- AFSL and Australian Credit Licence 237879 (issuer not named on the cited page)
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