Updated September 28, 2026 · BorrowCue Editorial Team
Top home improvement loans compared in Australia
22 lenders available in Australia, ranked for Australia.
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| # | Lender | Score | Features | APR | Loan amount | Actions |
|---|---|---|---|---|---|---|
| 1 |  MoneyMeTop pick | 9.4/10 |
| APR: 6.24% to 26.1% | Loan amount: A$5,000 to A$70,000 | ReviewCompareSee alternatives |
| 2 |  OneMain Financial | 9.3/10 |
| APR: 11.99% to 35.99% | Loan amount: $1,500 to $30,000 | ReviewCompareSee alternatives |
| 3 |  ING Australia 1% cashback on eligible utility bills with Orange Everyday: 1% cashback on eligible utility bill payments, up to $100 per Orange Everyday, per financial year | 9.2/10 |
| APR: 7.03% to 20.78% | Loan amount: A$5,000 to A$60,000 | ReviewCompareSee alternatives |
| 4 |  NLB Banka Kosova NLB Depozita me afat: Bonus up to 200 EUR | 9.2/10 |
| APR: 7.47% to 8.01% | Loan amount: up to €35,000 | ReviewCompareSee alternatives |
| 5 | LendingPoint | 9.1/10 |
| APR: 7.99% to 35.99% | Loan amount: $1,000 to $36,500 | ReviewCompareSee alternatives |
| 6 |  Plenti EV loan rate reduction: 0.5% p.a. rate reduction | 9.1/10 |
| APR: 5.95% to 25.16% | Loan amount: A$5,000 to A$75,000 | ReviewCompareSee alternatives |
| 7 |  Wisr Power your progress: $1K | 9.1/10 |
| APR: 8.5% to 25.94% | Loan amount: A$5,000 to A$62,000 | ReviewCompareSee alternatives |
| 8 |  Alex.Bank | 9.0/10 |
| APR: 9.49% to 19.49% | Loan amount: A$2,100 to A$50,000 | ReviewCompareSee alternatives |
| 9 |  Credit24 | 9.0/10 |
| APR: 24% to 47.9% | Loan amount: A$500 to A$10,000 | ReviewCompareSee alternatives |
| 10 |  Jacaranda Finance | 9.0/10 |
| APR: 30.98% to 46.5% | Loan amount: A$3,000 to A$30,000 | ReviewCompareSee alternatives |
Licensed in Australia
- MoneyMe
- ASIC (Australian Securities and Investments Commission)
- ING Australia
- Australian Prudential Regulation Authority (APRA)
- ING Australia
- Australian Securities and Investments Commission (ASIC)
- Plenti
- ASIC (Australian Securities and Investments Commission)
- Wisr
- Australian Credit Licence and Australian Financial Services Licence (regulator not named on page)
- Alex.Bank
- Australian Prudential Regulation Authority (APRA)
- Alex.Bank
- Not named on page (Australian Financial Services Licence and Australian Credit Licence)
- Credit24
- Australian Securities and Investments Commission (ASIC)
- Credit24
- Australian Prudential Regulation Authority (APRA)
- Jacaranda Finance
- Australia (Australian Credit Licence)
- Great Southern Bank
- Australian Securities and Investments Commission
- Commonwealth Bank Ltd
- Australian Prudential Regulation Authority (APRA)
- Cash Train
- Australian Credit Licence (regulator not named on page)
- SocietyOne
- Australian Securities and Investments Commission (ASIC)
- loans.com.au
- Australian Credit Licence (issuer not named on page)
Browse by category
- Personal loans in Australia
- Payday and short-term loans in Australia
- Loans for bad credit in Australia
- Debt consolidation loans in Australia
- Lines of credit in Australia
- Secured loans in Australia
- Mortgages in Australia
- Remortgage deals in Australia
- Car loans in Australia
- Business loans in Australia
- Private student loans in Australia
- Home equity loans and HELOCs in Australia
- Cash advance apps in Australia
- Buy now, pay later in Australia
- Equity release in Australia
- Debt relief in Australia