Updated October 9, 2026 · BorrowCue Editorial Team
Top personal loans compared in Australia
623 lenders available in Australia, ranked for Australia.
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| # | Lender | Score | Features | Key facts | Actions |
|---|---|---|---|---|---|
| 1 |  BeforepayTop pick | 8.8/10 |
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| ReviewCompareVisit |
| 2 | 8lends 8lends is an online lending service at app.8lends.io offering personal loans. | Not rated | ReviewCompareVisit | ||
| 3 |  Revolut Secured Credit Card intro offer: 0% APR for the first 6 months and unlimited 1.5% cashback: 0% intro APR for 6 months plus unlimited 1.5% cashback | Not rated |
| ReviewCompareVisit | |
| 4 |  MoneyMe | 9.4/10 |
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| ReviewCompareSee alternatives |
| 5 |  OneMain Financial | 9.3/10 |
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| ReviewCompareSee alternatives |
| 6 |  ING Australia 1% cashback on eligible utility bills with Orange Everyday: 1% cashback on eligible utility bill payments, up to $100 per Orange Everyday, per financial year | 9.2/10 |
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| ReviewCompareSee alternatives |
| 7 |  Klarna 30% off Klarna Premium or Max for 3 months: 30% off for 3 months | 9.2/10 |
| ReviewCompareSee alternatives | |
| 8 |  Salt Lending | 9.2/10 |
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| ReviewCompareSee alternatives |
| 9 |  NLB Banka Kosova NLB Depozita me afat: Bonus up to 200 EUR | 9.2/10 |
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| ReviewCompareSee alternatives |
| 10 |  Ferratum | 9.1/10 |
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| ReviewCompareSee alternatives |
Licensed in Australia
- Beforepay
- Australian Securities and Investments Commission
- MoneyMe
- ASIC (Australian Securities and Investments Commission)
- ING Australia
- Australian Prudential Regulation Authority (APRA)
- ING Australia
- Australian Securities and Investments Commission (ASIC)
- Plenti
- ASIC (Australian Securities and Investments Commission)
- Wisr
- Australian Credit Licence and Australian Financial Services Licence (regulator not named on page)
- Alex.Bank
- Australian Prudential Regulation Authority (APRA)
- Alex.Bank
- Not named on page (Australian Financial Services Licence and Australian Credit Licence)
- Credit24
- Australian Securities and Investments Commission (ASIC)
- Credit24
- Australian Prudential Regulation Authority (APRA)
- Jacaranda Finance
- Australia (Australian Credit Licence)
- Great Southern Bank
- Australian Securities and Investments Commission
- Commonwealth Bank Ltd
- Australian Prudential Regulation Authority (APRA)
- Cash Train
- Australian Credit Licence (regulator not named on page)
- SocietyOne
- Australian Securities and Investments Commission (ASIC)
Browse by category
- Payday and short-term loans in Australia
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- Car loans in Australia
- Business loans in Australia
- Private student loans in Australia
- Home equity loans and HELOCs in Australia
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- Cash advance apps in Australia
- Buy now, pay later in Australia
- Equity release in Australia
- Debt relief in Australia