Updated September 30, 2026 · BorrowCue Editorial Team

Top payday and short-term loans compared in Spain

69 lenders available in Spain, ranked for Spain.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. How we rank

Top payday and short-term loans compared in Spain
#	Lender	Score	Features	Key facts	Actions
1	Credityes ESTop pick First loan at 0% TAE (0% interest): TAE 0% on the first loan	8.8/10	Same day funding	Loan amount: €100 to €5,000 APR: 0% to 36% Term: 2 to 36 months	Review Compare Visit
2	CreditoZen Préstamo rápido al 0% de interés: 0% interest, loans up to EUR 2000	8.8/10		Loan amount: €100 to €2,000 Term: 3 months Arrangement fee: 0 EUR (no hidden fees)	Review Compare Visit
3	Credigenio ES Primer prestamo al 0% TAE: 0% TAE, you repay exactly the amount you receive	8.7/10	Same day funding	Loan amount: €50 to €5,000 APR: 0% to 317% Term: 3 to 4 months	Review Compare Visit
4	Andacredito Primer prestamo gratis sin intereses (0% TAE) for new customers: 0% TAE, 0 EUR cost on the first loan	8.7/10	Same day funding	Loan amount: €100 to €5,000 APR: 0% to 36% Term: 2 to 3 months	Review Compare Visit
5	Pezetita First loan free for new customers: First loan at 0% TAE, 0 EUR cost on a 300 EUR loan over 91 days	8.8/10	Fixed rate Same day funding	Loan amount: €100 to €5,000 APR: 0% to 36% Term: 3 to 4 months	Review Compare Visit
6	Fidea	8.9/10	Same day funding	Loan amount: €500 to €60,000 APR: 0% to 212% Term: 3 to 60 months	Review Compare Visit
7	Finipay First 300 EUR loan with no commission, repayable in 70 days: 300 EUR at 0% commission, 70 days	8.9/10	Same day funding	Loan amount: €300 to €5,000 APR: 0% to 212% Term: 3 to 60 months	Review Compare Visit
8	Wannacash ES First quick loan free of interest and fees: 0% interest and no fees on the first loan	8.3/10	Same day funding	Loan amount: €50 to €900 Term: 1 month Arrangement fee: 0 EUR - WannaCash charges the applicant nothing	Review Compare Visit
9	Vivus Cancelled fee for expedited disbursement: 0 EUR (fee for accelerated payout cancelled/waived)	9.0/10	Fixed rate Same day funding	Loan amount: €50 to €10,000 APR: 44.5% Term: 3 to 60 months	Review Compare Visit
10	Vivus ES Primer prestamo de hasta 300 EUR sin intereses ni comisiones: 300 EUR, TAE 0%	9.0/10	Same day funding	Loan amount: €50 to €1,400 APR: 0% to 3,752.4% Term: 7 to 30 months	Review Compare Visit