Updated September 28, 2026 · BorrowCue Editorial Team

Top home improvement loans compared in Canada

18 lenders available in Canada, ranked for Canada.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. How we rank

Top home improvement loans compared in Canada
#	Lender	Score	Features	Key facts	Actions
1	BorrowellTop pick Credit Builder cash back rewards on select Marketplace products	8.9/10		APR: 0% Loan amount: CA$500 to CA$50,000 Term: 48 months	Review Compare Visit
2	KOHO 30-day free trial on every KOHO plan: 30 days free	8.6/10	Same day funding	APR: 19.9% to 34.9% Loan amount: CA$1,000 to CA$15,000 Credit check: Soft prequal	Review Compare Visit
3	Alterna Bank Mortgage incentives up to $1,000 for eligible borrowers: up to $1,000 CAD toward switching or legal fees	9.4/10	Fixed rate	Term: 12 to 60 months Rate type: Fixed Lender type: Direct lender	Review Compare See alternatives
4	OneMain Financial	9.3/10	Fixed rate Same day funding	APR: 11.99% to 35.99% Loan amount: $1,500 to $30,000 Term: 24 to 60 months	Review Compare See alternatives
5	NLB Banka Kosova NLB Depozita me afat: Bonus up to 200 EUR	9.2/10	Fixed rate	APR: 7.47% to 8.01% Loan amount: up to €35,000 Term: 120 months	Review Compare See alternatives
6	LendingPoint	9.1/10	Fixed rate	APR: 7.99% to 35.99% Loan amount: $1,000 to $36,500 Term: 24 to 72 months	Review Compare See alternatives
7	Meridian Credit Union Cashback Mortgage Plus: up to $3,000 cash back	9.0/10	Fixed rate Same day funding	APR: 4.51% Term: 60 months Funding time: same-day funding	Review Compare See alternatives
8	ProCredit Bank Kosovo Hap llogari dhe Fito Menjëherë (open an account and win immediately)	9.0/10	Same day funding	Loan amount: up to €10,000 Credit check: Hard Funding time: Loan in about 3 minutes, fully online, money credited to the account immediately	Review Compare See alternatives
9	OnDeck	9.0/10	Fixed rate Same day funding	APR: 53.2% to 59.8% Loan amount: $5,000 to $400,000 Term: 18 to 24 months	Review Compare See alternatives
10	EZLendr	8.9/10	Fixed rate	APR: 7.03% Loan amount: $200,000 Term: 360 months	Review Compare See alternatives

Licensed in Canada

Alterna Bank: Canada Deposit Insurance Corporation (CDIC)
Meridian Credit Union: Financial Services Regulatory Authority of Ontario (FSRA)
Tangerine: Canada Deposit Insurance Corporation (CDIC)

Browse by category

Other countries

Borrowell

Top pick for Canada

8.9/10Visit