Updated September 28, 2026 · BorrowCue Editorial Team

Top lenders in Poland compared

724 lenders available in Poland, ranked for Poland.

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Top lenders in Poland compared
#LenderScoreFeaturesKey factsActions
1
Smartney logo
SmartneyTop pick

0 zł prowizji (Pożyczka w jednym palcu): 0 PLN commission for granting and servicing the loan

9.0/10
  • Same day funding
APR:
17.11% to 36.19%
Loan amount:
PLN 1,000 to PLN 150,000
Term:
4 to 120 months
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2
AvaFin Poland logo
AvaFin Poland

First AvaFin loan promotional (Pożyczka Promocyjna): First loan repayable without paying or with a reduced preparation fee, commission or capital interest (fee 0 PLN when fully waived)

8.9/10
  • Same day funding
APR:
298.92%
Loan amount:
up to PLN 15,000
Term:
30 months
ReviewCompareVisit
3
EasyPLN logo
EasyPLN

Lower interest and commission for returning customers

8.9/10
  • Same day funding
APR:
298.32%
Loan amount:
PLN 100 to PLN 10,000
Term:
1 to 3 months
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4
Extraportfel logo
Extraportfel
8.9/10
  • Same day funding
APR:
298.92%
Loan amount:
PLN 500 to PLN 15,000
Term:
30 months
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5
KredytOK logo
KredytOK
8.9/10
  • Same day funding
APR:
47.17%
Loan amount:
PLN 1,000 to PLN 20,000
Term:
4 to 48 months
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6
Cashtero

First loan interest-free, repay within 61 days: 0% interest on the first loan for new customers

8.7/10
  • Same day funding
APR:
0% to 365%
Loan amount:
PLN 100 to PLN 100,000
Term:
2 to 3 months
ReviewCompareVisit
7
Avinto logo
Avinto
8.6/10
  • Same day funding
APR:
297.36% to 297.43%
Loan amount:
PLN 500 to PLN 15,000
Term:
30 months
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8
PanKredyt logo
PanKredyt
8.4/10
  • Same day funding
Loan amount:
PLN 500 to PLN 150,000
Term:
1 to 120 months
Arrangement fee:
0 PLN charged to the consumer by the site operator
ReviewCompareVisit
9
Akcepto logo
Akcepto
8.3/10
  • Same day funding
APR:
56.12%
Loan amount:
PLN 500 to PLN 150,000
Term:
2 to 96 months
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10
Pieniadze-pozyczka logo
Pieniadze-pozyczka

0% RRSO on the first loan: RRSO from 0% for the first loan

8.2/10
  • Same day funding
APR:
47.17%
Loan amount:
PLN 100 to PLN 100,000
Term:
2 to 144 months
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Licensed in Poland

Smartney
Komisja Nadzoru Finansowego (KNF), register of credit institutions
Smartney
Komisja Nadzoru Finansowego (KNF), register of insurance agents
AvaFin Poland
Komisja Nadzoru Finansowego (KNF)
EasyPLN
Komisja Nadzoru Finansowego (KNF)
KredytOK
Komisja Nadzoru Finansowego (KNF) - Register of Credit Institutions
KredytOK
Komisja Nadzoru Finansowego (KNF) - Register of Payment Services, small payment institution
Avinto
Komisja Nadzoru Finansowego (KNF) - credit intermediary (posrednik kredytowy) register
PanKredyt
Komisja Nadzoru Finansowego (KNF) - Rejestr Pośredników Kredytowych
Credit Agricole Polska
Komisja Nadzoru Finansowego (Financial Supervision Commission)
Santander Bank Polska
Komisja Nadzoru Finansowego (KNF)
Rankomat.pl
Komisja Nadzoru Finansowego (KNF)
Kasa Stefczyka
Komisja Nadzoru Finansowego
Montonio
Polish Financial Supervision Authority (KNF)

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Smartney

Smartney

Top pick for Poland

9.0/10Visit