Pieniadze-pozyczka review

Updated September 28, 2026 · BorrowCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.

Our verdict

Pieniadze-pozyczka is a broker aimed at Polish residents who want money moved fast rather than a cheap rate, and PLN 100 to PLN 100,000 of cover suits larger plans too. The cost of credit is high at 47.17%, so it suits cases where the money arrives quickly and the term is short.

Key facts

Best for
Polish residents who need funds quickly and can live with a high rate.
APR
47.17% (Source, checked September 26, 2026)
Loan amount
PLN 100 to PLN 100,000 (Source, checked September 26, 2026)
Term
2 to 144 months (Source, checked September 26, 2026)
Arrangement fee
PLN 1483.74 operating fee (prowizja operacyjna) in the PLN 5000 example loan (Source, checked September 26, 2026)
Funding time
up to 15 minutes after a positive decision (Source, checked September 26, 2026)
Representative example
RRSO 47.17%, PLN 5000 loan, total to repay PLN 7264.06, 24 monthly instalments, calculation dated 20.03.2026 (Source, checked September 26, 2026)
Rate type
Variable (Source, checked September 26, 2026)
Lender type
Broker (Source, checked September 26, 2026)
Eligibility
resident of Poland aged 18-75 with own personal bank account, mobile number, email and ID; footer states age 18-80 and permanent residence in Poland (Source, checked September 26, 2026)
Loan types
Personal, Payday, Car (Source, checked September 26, 2026)
Use cases
Home-improvement (Source, checked September 26, 2026)
Legal entity
DoAff SIA (Source, checked September 26, 2026)
Headquarters
Latvia (Source, checked September 26, 2026)
Support channels
Email (Source, checked September 26, 2026)
Features
Same-day funding
Official website
pieniadze-pozyczka.pl

Pros and cons

Pros

  • Fast payout: money can arrive up to 15 minutes after a positive decision once a decision is positive, and the service is listed for same-day funding.
  • Room to choose: loans run PLN 100 to PLN 100,000 with terms of 2 to 144.
  • Three lending purposes in one place, listed as personal, payday and car.
  • Plain eligibility: an adult resident in Poland with their own personal bank account, a mobile number, an email and ID.

Cons

  • 47.17% is well above most rates on the site, and the example loan also carries an operating fee.
  • Support runs on email only.
  • The rate is variable, variable, so the figure can move across a long term.
Pieniadze-pozyczka

Ready to try Pieniadze-pozyczka?

Scored 8.2 / 10 by BorrowCue.

Visit

Who it suits

  • Adults resident in Poland with their own personal bank account, a mobile number, an email and ID.
  • Borrowers covering a home improvement project, the use case named as home improvement.
  • Applicants who want a decision and a payout quickly, since funds can arrive up to 15 minutes after a positive decision.

Who should look elsewhere

  • Monzo Flex, whose rate runs 10% to 23%, well under the 47.17% on offer here.
  • Cashspace, which lists PHP 12 to PHP 36 in a different market.
  • Cashspace ES, whose listed cost is 0%.

How Pieniadze-pozyczka compares

Where Pieniadze-pozyczka is available

Available
Poland

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What rate do I pay on a Pieniadze-pozyczka loan?+

The rate shown is 47.17%, and it is a variable rate, variable, so the figure can move over the life of the loan. The representative example on the service repays a small loan in monthly instalments, and an operating fee is charged on that example, which adds to the interest.

How much can I borrow and over what period?+

Loan sizes run PLN 100 to PLN 100,000, and terms run 2 to 144. That range covers small bridging amounts as well as larger home improvement projects, the stated use case being home improvement. You apply as a resident of Poland with your own personal bank account.

How quickly do I get the money?+

Once a decision comes back positive, the money can arrive up to 15 minutes after a positive decision. The service is flagged for same-day funding, same day funding, so speed is the clearest thing it offers. It matters most if you are covering a bill that has already arrived.

Who can apply?+

You need to be an adult living in Poland with your own personal bank account, plus a mobile number, an email address and ID. The eligibility note on the service also mentions an upper age limit, so check the current wording before you apply.

Is this a lender or a broker?+

It works as a broker, broker, so offers come from lenders rather than from the site itself. The service is operated by DoAff SIA, based in Latvia, and covers personal, payday and car lending, listed as personal, payday and car.

How do I get help once I have applied?+

Support runs on email only, so expect to deal with the team in writing rather than by phone or live chat. Keep your loan reference and the decision email handy, as those are the record of what was offered.

What kinds of loan can I get here?+

The service lists personal, payday and car borrowing, personal, payday and car, and home improvement is the named use case, home improvement. Terms of 2 to 144 mean a car loan and a home improvement loan can be repaid on very different schedules.

How does the cost compare with other lenders?+

The rate here is 47.17%, far above most rates on the site, and the example loan adds an operating fee on top of the interest. Some alternatives price much lower, so it is worth checking a fixed rate elsewhere before you sign.

Sources

  • pieniadze-pozyczka.pl checked September 26, 2026

    Backs: Loan amount, APR, Eligibility, Features, Funding time, Headquarters, Legal entity, Loan types, Arrangement fee, Rate type, Representative example, Term, Use cases

    “Minimum loan amount is 100 zloty, maximum loan amount is 100,000 zloty”

  • pieniadze-pozyczka.pl/kontakt checked September 26, 2026

    Backs: Support channels

    “Write a message or email info@pieniadze-pozyczka.pl”

  • pieniadze-pozyczka.pl/regulamin checked September 26, 2026

    Backs: Lender type

    “The Company provides a service of searching for a Lender ... The Company is not a party granting loans”

Compiled from 3 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Credit check.

Pieniadze-pozyczka

Pieniadze-pozyczka

Polish residents who need funds quickly and can live with a high rate.

8.2/10Visit

Your cookie choices

We use necessary cookies to make this site work. With your permission, analytics cookies help us understand usage and marketing cookies support advertising.

You can reject non-essential cookies and still use the site. Change your choices anytime in Cookie settings.

Cookie policy
Cookie settings