Updated October 9, 2026 · BorrowCue Editorial Team

Top business loans compared in Poland

29 lenders available in Poland, ranked for Poland.

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Top business loans compared in Poland
#LenderScoreFeaturesKey factsActions
1
Smartney logo
SmartneyTop pick

0 zł prowizji (Pożyczka w jednym palcu): 0 PLN commission for granting and servicing the loan

9.0/10
  • Same day funding
APR:
17.11% to 36.19%
Loan amount:
PLN 1,000 to PLN 150,000
Term:
4 to 120 months
ReviewCompareVisit
2
KredytOK logo
KredytOK
8.9/10
  • Same day funding
APR:
47.17%
Loan amount:
PLN 1,000 to PLN 20,000
Term:
4 to 48 months
ReviewCompareVisit
3
GoldKredyt.pl

Polish non-bank lender offering business loans of up to 200,000 zl for starting and developing a company, with decisions in minutes.

Not rated
    ReviewCompareVisit
    4
    Capitalko

    Capitalko offers financing to small businesses in Poland, including revenue based financing and term loans.

    Not rated
      Lender type:
      Direct lender
      Loan types:
      Business
      ReviewCompareVisit
      5
      Credit Agricole Polska logo
      Credit Agricole Polska

      Cash loan for new customers: Kredyt gotowkowy na co tylko chcesz: Commission 0 PLN (0%), APR 7.98%, fixed interest 7.7%, up to 255,550 PLN over up to 120 instalments

      9.2/10
      • Fixed rate
      • Same day funding
      APR:
      7.98% to 12.91%
      Loan amount:
      PLN 1,000 to PLN 200,000
      Term:
      3 to 120 months
      ReviewCompareSee alternatives
      6
      Bluevine logo
      Bluevine
      9.2/10
      • Same day funding
      Loan amount:
      up to $250,000
      Arrangement fee:
      0 USD (no maintenance fees)
      Credit check:
      Soft prequal
      ReviewCompareSee alternatives
      7
      Fineddy logo
      Fineddy

      0% interest (TAE 0%) on a small loan: 0% TAE

      9.0/10
      • Fixed rate
      • Same day funding
      APR:
      0% to 203.72%
      Loan amount:
      €50 to €1,500
      Term:
      91 to 120 months
      ReviewCompareSee alternatives
      8
      ProCredit Bank Kosovo logo
      ProCredit Bank Kosovo

      Hap llogari dhe Fito Menjëherë (open an account and win immediately)

      9.0/10
      • Same day funding
      Loan amount:
      up to €10,000
      Credit check:
      Hard
      Funding time:
      Loan in about 3 minutes, fully online, money credited to the account immediately
      ReviewCompareSee alternatives
      9
      OnDeck logo
      OnDeck
      9.0/10
      • Fixed rate
      • Same day funding
      APR:
      53.2% to 59.8%
      Loan amount:
      $5,000 to $400,000
      Term:
      18 to 24 months
      ReviewCompareSee alternatives
      10
      EZLendr
      8.9/10
      • Fixed rate
      APR:
      7.03%
      Loan amount:
      $200,000
      Term:
      360 months
      ReviewCompareSee alternatives

      Licensed in Poland

      Smartney
      Komisja Nadzoru Finansowego (KNF), register of credit institutions
      Smartney
      Komisja Nadzoru Finansowego (KNF), register of insurance agents
      KredytOK
      Komisja Nadzoru Finansowego (KNF) - Register of Credit Institutions
      KredytOK
      Komisja Nadzoru Finansowego (KNF) - Register of Payment Services, small payment institution
      Credit Agricole Polska
      Komisja Nadzoru Finansowego (Financial Supervision Commission)
      Montonio
      Polish Financial Supervision Authority (KNF)

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      Other countries

      Smartney

      Smartney

      Top pick for Poland

      9.0/10Visit