Updated September 30, 2026 · BorrowCue Editorial Team
Top loans for bad credit compared in Poland
19 lenders available in Poland, ranked for Poland.
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| # | Lender | Score | Features | Key facts | Actions |
|---|---|---|---|---|---|
| 1 |  ExtraportfelTop pick | 8.9/10 |
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| ReviewCompareVisit |
| 2 |  KredytOK | 8.9/10 |
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| ReviewCompareVisit |
| 3 | Cashtero First loan interest-free, repay within 61 days: 0% interest on the first loan for new customers | 8.7/10 |
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| ReviewCompareVisit |
| 4 |  Avinto | 8.6/10 |
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| ReviewCompareVisit |
| 5 |  Akcepto | 8.3/10 |
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| ReviewCompareVisit |
| 6 |  Alt Lending | 9.4/10 |
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| ReviewCompareSee alternatives |
| 7 |  OneMain Financial | 9.3/10 |
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| ReviewCompareSee alternatives |
| 8 |  Bluevine | 9.2/10 |
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| ReviewCompareSee alternatives |
| 9 |  Fineddy 0% interest (TAE 0%) on a small loan: 0% TAE | 9.0/10 |
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| ReviewCompareSee alternatives |
| 10 |  SohoCredit First loan free of cost (RRSO 0%) via partner lenders: 0 PLN - RRSO from 0.00%, cost of first loan 0 zloty | 9.0/10 |
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| ReviewCompareSee alternatives |
Licensed in Poland
- KredytOK
- Komisja Nadzoru Finansowego (KNF) - Register of Credit Institutions
- KredytOK
- Komisja Nadzoru Finansowego (KNF) - Register of Payment Services, small payment institution
- Avinto
- Komisja Nadzoru Finansowego (KNF) - credit intermediary (posrednik kredytowy) register
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- Personal loans in Poland
- Payday and short-term loans in Poland
- Debt consolidation loans in Poland
- Lines of credit in Poland
- Secured loans in Poland
- Mortgages in Poland
- Remortgage deals in Poland
- Car loans in Poland
- Business loans in Poland
- Private student loans in Poland
- Home equity loans and HELOCs in Poland
- Home improvement loans in Poland
- Cash advance apps in Poland
- Buy now, pay later in Poland
- Equity release in Poland
- Debt relief in Poland