Updated October 9, 2026 · BorrowCue Editorial Team

Top payday and short-term loans compared in Poland

48 lenders available in Poland, ranked for Poland.

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Top payday and short-term loans compared in Poland
#	Lender	Score	Features	Key facts	Actions
1	AvaFin PolandTop pick First AvaFin loan promotional (Pożyczka Promocyjna): First loan repayable without paying or with a reduced preparation fee, commission or capital interest (fee 0 PLN when fully waived)	8.9/10	Same day funding	Loan amount: up to PLN 15,000 APR: 298.92% Term: 30 months	Review Compare Visit
2	EasyPLN Lower interest and commission for returning customers	8.9/10	Same day funding	Loan amount: PLN 100 to PLN 10,000 APR: 298.32% Term: 1 to 3 months	Review Compare Visit
3	Extraportfel	8.9/10	Same day funding	Loan amount: PLN 500 to PLN 15,000 APR: 298.92% Term: 30 months	Review Compare Visit
4	KredytOK	8.9/10	Same day funding	Loan amount: PLN 1,000 to PLN 20,000 APR: 47.17% Term: 4 to 48 months	Review Compare Visit
5	Cashtero First loan interest-free, repay within 61 days: 0% interest on the first loan for new customers	8.7/10	Same day funding	Loan amount: PLN 100 to PLN 100,000 APR: 0% to 365% Term: 2 to 3 months	Review Compare Visit
6	Avinto	8.6/10	Same day funding	Loan amount: PLN 500 to PLN 15,000 APR: 297.36% to 297.43% Term: 30 months	Review Compare Visit
7	Akcepto	8.3/10	Same day funding	Loan amount: PLN 500 to PLN 150,000 APR: 56.12% Term: 2 to 96 months	Review Compare Visit
8	Pieniadze-pozyczka 0% RRSO on the first loan: RRSO from 0% for the first loan	8.2/10	Same day funding	Loan amount: PLN 100 to PLN 100,000 APR: 47.17% Term: 2 to 144 months	Review Compare Visit
9	Miloan PL	Not rated	Same day funding	Term: 1 month Funding time: Money in the account the same day, in as little as 15 minutes Lender type: Direct lender	Review Compare Visit
10	Szybka Gotowka Polish online lender offering loans of up to 20,000 zl with terms of up to 65 days, paid to the account.	Not rated			Review Compare Visit

Licensed in Poland

AvaFin Poland: Komisja Nadzoru Finansowego (KNF)
EasyPLN: Komisja Nadzoru Finansowego (KNF)
KredytOK: Komisja Nadzoru Finansowego (KNF) - Register of Credit Institutions
KredytOK: Komisja Nadzoru Finansowego (KNF) - Register of Payment Services, small payment institution
Avinto: Komisja Nadzoru Finansowego (KNF) - credit intermediary (posrednik kredytowy) register
Rankomat.pl: Komisja Nadzoru Finansowego (KNF)

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AvaFin Poland

Top pick for Poland

8.9/10Visit