Updated October 9, 2026 · BorrowCue Editorial Team

Top buy now, pay later compared in Poland

5 lenders available in Poland, ranked for Poland.

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Top buy now, pay later compared in Poland
#	Lender	Score	Features	Key facts	Actions
1	KlarnaTop pick 30% off Klarna Premium or Max for 3 months: 30% off for 3 months	9.2/10		APR: 0% to 35.99% Term: 3 to 24 months Credit check: Soft prequal	Review Compare See alternatives
2	Credissimo First loan with 0% interest: 0% interest on a first loan of up to EUR 3,000	9.1/10	Fixed rate Same day funding	APR: up to 50.75% Loan amount: €100 to €5,000 Term: 3 to 24 months	Review Compare See alternatives
3	Giraffy	8.8/10	Fixed rate	APR: 7% to 35% Loan amount: $2,000 to $50,000 Term: 24 to 84 months	Review Compare See alternatives
4	Colendi	8.1/10	Same day funding	Term: 1 month Arrangement fee: 0 - no application fee Credit check: None	Review Compare See alternatives
5	Katapult US lease-to-own service with no credit check, usable at over 200 retailers through the Katapult app.	Not rated			Review Compare See alternatives

Klarna

Top pick for Poland

9.2/10See alternatives