Updated October 9, 2026 · BorrowCue Editorial Team

Top payday and short-term loans compared in the United States

36 lenders available in the United States, ranked for the United States.

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Top payday and short-term loans compared in the United States
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1
Brigit logo
BrigitTop pick

Brigit Premium plan includes free Express Delivery on cash advances: $15.99/month plan, free Express Delivery

8.8/10
Loan amount:
$25 to $500
APR:
0%
Arrangement fee:
0 (no origination fee; optional Express Delivery fee applies for Plus members)
ReviewCompareVisit
2
Priority One Payday

US online loan request service for loans up to $50,000, with a decision online in minutes and funds as soon as the next business day.

Not rated
ReviewCompareVisit
3
Cash Advance

Cash Advance is a US service that connects users with a network of online and storefront short-term lenders.

Not rated
Lender type:
Marketplace
Loan types:
Payday
ReviewCompareVisit
4
Cash Plus Kosovo logo
Cash Plus Kosovo
8.8/10
Loan amount:
€200 to €7,000
Term:
6 months
Credit check:
Hard
ReviewCompareSee alternatives
5
Financer.com logo
Financer.com

Share Your Experience, Win EUR 250

8.8/10
Loan amount:
$250 to $35,000
APR:
5.99% to 35.99%
Term:
3 to 72 months
ReviewCompareSee alternatives
6
Finandos logo
Finandos

3-day trial period for the loan-matching service: EUR 0.99 for 3 calendar days

8.5/10
Loan amount:
€500 to €10,000
APR:
30% to 365%
Term:
12 to 120 months
ReviewCompareSee alternatives
7
Pheabs logo
Pheabs
8.5/10
Loan amount:
$100 to $1,500
APR:
200% to 400%
Term:
1 to 3 months
ReviewCompareSee alternatives
8
CashNow
8.3/10
Loan amount:
$500 to $10,000
Arrangement fee:
0 USD - no fee charged by CashNow.com for the loan request service
Credit check:
None
ReviewCompareSee alternatives
9
LendYou US logo
LendYou US
8.3/10
Loan amount:
$100 to $1,000
APR:
200% to 1,386%
Term:
30 months
ReviewCompareSee alternatives
10
PayDaySay logo
PayDaySay
8.2/10
Loan amount:
$100 to $5,000
APR:
200% to 2,290%
Term:
1 month
ReviewCompareSee alternatives

Licensed in the United States

Brigit
NMLS (US)
Brigit
NMLS (US) - Coastal Community Bank, Member FDIC
Brigit
California Department of Financial Protection and Innovation (Income-Based Advance Provider, CCFPL registration)
Brigit
New Mexico Regulation and Licensing Department, Financial Institutions Division (Small Loan License)
Brigit
Connecticut Department of Banking (Small Loan Company License)

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Other countries

Brigit

Brigit

Top pick for the United States

8.8/10Visit