Updated September 28, 2026 · BorrowCue Editorial Team

Top remortgage deals compared in the United States

36 lenders available in the United States, ranked for the United States.

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Top remortgage deals compared in the United States
#LenderScoreFeaturesKey factsActions
1
First National Bank of Omaha logo
First National Bank of OmahaTop pick
9.6/10
  • Fixed rate
Fixed period:
15 to 30 years
Maximum loan to value:
100%
Purpose:
Purchase, Remortgage, First-time-buyer, and 1 more
ReviewCompareSee alternatives
2
Wells Fargo logo
Wells Fargo

Relationship closing cost credits: starting at $250

9.5/10
  • Fixed rate
  • Same day funding
Fixed period:
30 years
Maximum loan to value:
100%
Purpose:
Purchase, Remortgage, First-time-buyer, and 1 more
ReviewCompareSee alternatives
3
AffinityPlus Credit Union logo
AffinityPlus Credit Union
9.4/10
  • Fixed rate
Initial rate:
7.375%
APRC:
7.516%
Fixed period:
30 years
ReviewCompareSee alternatives
4
Bank of America logo
Bank of America
9.3/10
    Fixed period:
    30 years
    Maximum loan to value:
    95%
    Purpose:
    Purchase, Remortgage, First-time-buyer, and 1 more
    ReviewCompareSee alternatives
    5
    Republic Bank logo
    Republic Bank
    9.3/10
    • Fixed rate
    Purpose:
    Purchase, Remortgage, Home-equity
    Lender type:
    Direct lender
    Legal entity:
    Republic Bank & Trust Company
    ReviewCompareSee alternatives
    6
    Union Bank logo
    Union Bank

    U.S. Bank Smartly Checking new account bonus: up to $450

    9.3/10
    • Fixed rate
    • Same day funding
    Initial rate:
    6.625%
    APRC:
    6.794%
    Fixed period:
    30 years
    ReviewCompareSee alternatives
    7
    Navy Federal Credit Union logo
    Navy Federal Credit Union

    Flagship Premier Visa Signature $100 annual flight credit

    9.2/10
    • Fixed rate
    • Same day funding
    Initial rate:
    5.875%
    APRC:
    6.742%
    Fixed period:
    5 years
    ReviewCompareSee alternatives
    8
    New Millennium Bank logo
    New Millennium Bank
    9.2/10
      Purpose:
      Purchase, Remortgage, Home-equity
      Lender type:
      Direct lender
      Legal entity:
      New Millennium Bank
      ReviewCompareSee alternatives
      9
      SoFi logo
      SoFi
      9.2/10
        Purpose:
        Purchase, Remortgage
        Lender type:
        Direct lender
        Legal entity:
        SoFi Bank, National Association
        ReviewCompareSee alternatives
        10
        Liberty Bank logo
        Liberty Bank

        Summer Mortgage Special: Fixed rates 5.625% to 6.750%, APR 5.851% to 6.851%

        9.1/10
          Initial rate:
          6.75%
          APRC:
          6.851%
          Fixed period:
          30 years
          ReviewCompareSee alternatives

          Licensed in the United States

          First National Bank of Omaha
          NMLS (National Mortgage Licensing System)
          First National Bank of Omaha
          FDIC
          First National Bank of Omaha
          HUD (Equal Housing Lender)
          Wells Fargo
          NMLS (National Mortgage Licensing System)
          Wells Fargo
          FDIC
          AffinityPlus Credit Union
          National Credit Union Administration (NCUA)
          Bank of America
          Federal Deposit Insurance Corporation (FDIC)
          Bank of America
          FDIC
          Republic Bank
          NMLS (National Mortgage Licensing System)
          Republic Bank
          FDIC
          Union Bank
          Federal Deposit Insurance Corporation (FDIC) - member
          Union Bank
          U.S. national bank charter
          Navy Federal Credit Union
          National Credit Union Administration (NCUA)
          Navy Federal Credit Union
          NMLS
          New Millennium Bank
          FDIC
          New Millennium Bank
          NMLS
          New Millennium Bank
          New Jersey Department of Banking and Insurance
          SoFi
          FDIC
          Liberty Bank
          NMLS
          Liberty Bank
          State of Illinois

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          Other countries

          First National Bank of Omaha

          First National Bank of Omaha

          Top pick for the United States

          9.6/10See alternatives