Updated September 30, 2026 · BorrowCue Editorial Team
Top lenders in the United States compared
824 lenders available in the United States, ranked for the United States.
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| # | Lender | Score | Features | Key facts | Actions |
|---|---|---|---|---|---|
| 1 |  Alt LendingTop pick | 9.4/10 |
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| 2 |  BriteCap Financial | 9.4/10 |
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| 3 |  Consumers Credit Union 0.50% APR discount on auto loans bought through CCU's Car Buying Service | 9.3/10 |
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| 4 |  Upgrade | 9.2/10 |
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| 5 |  Novo | 9.1/10 |
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| 6 |  LendKey 0.25% autopay interest rate reduction on private student loans: 0.25% APR reduction | 9.0/10 |
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| 7 |  Bizcap | 9.0/10 |
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| 8 |  Grant Cash Advance | 8.9/10 |
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| 9 |  Brigit Brigit Premium plan includes free Express Delivery on cash advances: $15.99/month plan, free Express Delivery | 8.8/10 |
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| 10 |  Sezzle Sezzle giveaways: over $150K in prizes given away, win $2,000 in Sezzle Spend | 8.7/10 |
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Licensed in the United States
- Alt Lending
- NMLS
- BriteCap Financial
- California Department of Financial Protection and Innovation
- Consumers Credit Union
- National Credit Union Administration (NCUA) - federal insurance
- Upgrade
- NMLS Consumer Access (Upgrade, Inc.)
- Upgrade
- California Department of Financial Protection and Innovation
- Novo
- Continental Bank (loan issuing bank) / Middlesex Federal Savings, F.A. (banking partner), FDIC member
- LendKey
- NMLS (National Mortgage Licensing System)
- Grant Cash Advance
- California
- Grant Cash Advance
- Missouri
- Grant Cash Advance
- Utah
- Grant Cash Advance
- Kansas
- Brigit
- NMLS (US)
- Brigit
- NMLS (US) - Coastal Community Bank, Member FDIC
- Brigit
- California Department of Financial Protection and Innovation (Income-Based Advance Provider, CCFPL registration)
- Brigit
- New Mexico Regulation and Licensing Department, Financial Institutions Division (Small Loan License)
- Brigit
- Connecticut Department of Banking (Small Loan Company License)
- Sezzle
- OR Division of Financial Regulation
- Sezzle
- AZ Department of Financial Institutions
- Sezzle
- CA Department of Financial Protection and Innovation
- Sezzle
- CT Department of Banking
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