Updated September 30, 2026 · BorrowCue Editorial Team
Top car loans compared in the United States
39 lenders available in the United States, ranked for the United States.
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| # | Lender | Score | Features | Key facts | Actions |
|---|---|---|---|---|---|
| 1 |  Consumers Credit UnionTop pick 0.50% APR discount on auto loans bought through CCU's Car Buying Service | 9.3/10 |
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| 2 |  Upgrade | 9.2/10 |
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| 3 | BadCreditLoans.com | 8.4/10 |
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| 4 |  Lease End | Not rated |
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| 5 |  First National Bank of Omaha | 9.6/10 |
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| 6 |  Bank of America | 9.3/10 |
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| 7 |  BCS Lending $100 Loan Experience Guarantee | 9.3/10 |
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| 8 |  Republic Bank | 9.3/10 |
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| 9 |  OneMain Financial | 9.3/10 |
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| 10 |  Union Bank U.S. Bank Smartly Checking new account bonus: up to $450 | 9.3/10 |
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| ReviewCompareSee alternatives |
Licensed in the United States
- Consumers Credit Union
- National Credit Union Administration (NCUA) - federal insurance
- Upgrade
- NMLS Consumer Access (Upgrade, Inc.)
- Upgrade
- California Department of Financial Protection and Innovation
- First National Bank of Omaha
- NMLS (National Mortgage Licensing System)
- First National Bank of Omaha
- FDIC
- First National Bank of Omaha
- HUD (Equal Housing Lender)
- Bank of America
- Federal Deposit Insurance Corporation (FDIC)
- Bank of America
- FDIC
- Republic Bank
- NMLS (National Mortgage Licensing System)
- Republic Bank
- FDIC
- OneMain Financial
- California Department of Financial Protection and Innovation
- OneMain Financial
- Pennsylvania Department of Banking and Securities
- OneMain Financial
- Virginia State Corporation Commission
- OneMain Financial
- New York State Department of Financial Services
- OneMain Financial
- Michigan Department of Insurance and Financial Services
- OneMain Financial
- New Jersey Department of Banking and Insurance
- OneMain Financial
- New Mexico Regulation and Licensing Department, Financial Institutions Division
- Union Bank
- Federal Deposit Insurance Corporation (FDIC) - member
- Union Bank
- U.S. national bank charter
- SoFi
- FDIC
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