Updated October 9, 2026 · BorrowCue Editorial Team
Top personal loans compared in the United States
676 lenders available in the United States, ranked for the United States.
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| # | Lender | Score | Key facts | Actions |
|---|---|---|---|---|
| 1 |  Consumers Credit UnionTop pick 0.50% APR discount on auto loans bought through CCU's Car Buying Service | 9.3/10 |
| ReviewCompareVisit |
| 2 |  Upgrade | 9.2/10 |
| ReviewCompareVisit |
| 3 |  Sezzle Sezzle giveaways: over $150K in prizes given away, win $2,000 in Sezzle Spend | 8.7/10 |
| ReviewCompareVisit |
| 4 | BadCreditLoans.com | 8.4/10 |
| ReviewCompareVisit |
| 5 |  Pbb Direkt | Not rated |
| ReviewCompareVisit |
| 6 | Upstart | Not rated |
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| 7 | PersonalLoans US free loan connecting service that helps users find a personal loan from lenders in its network. | Not rated | ReviewCompareVisit | |
| 8 | CashUSA US free online service that may connect users with a lender offering personal loans of up to $10,000. | Not rated | ReviewCompareVisit | |
| 9 | 50KLoans US loan connecting service for personal loans of up to $50,000, free to apply with a soft inquiry only. | Not rated | ReviewCompareVisit | |
| 10 | AmONE AmONE is a US online marketplace for comparing personal loans from multiple lenders. | Not rated |
| ReviewCompareVisit |
Licensed in the United States
- Consumers Credit Union
- National Credit Union Administration (NCUA) - federal insurance
- Upgrade
- NMLS Consumer Access (Upgrade, Inc.)
- Upgrade
- California Department of Financial Protection and Innovation
- Sezzle
- OR Division of Financial Regulation
- Sezzle
- AZ Department of Financial Institutions
- Sezzle
- CA Department of Financial Protection and Innovation
- Sezzle
- CT Department of Banking
- Sezzle
- ID Department of Finance
- Sezzle
- IA Division of Banking
- Sezzle
- KS Office of the State Bank Commissioner
- Sezzle
- MN Department of Commerce, Division of Financial Institutions
- Sezzle
- Nevada Financial Institutions Division
- Sezzle
- ND Department of Financial Institutions
- Sezzle
- OH Department of Commerce
- Sezzle
- RI Department of Business Regulation
- Sezzle
- SD Division of Banking
- Sezzle
- WY Division of Banking
- Revolut
- FINRA
- Revolut
- SEC
- First National Bank of Omaha
- NMLS (National Mortgage Licensing System)
Browse by category
- Payday and short-term loans in the United States
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- Remortgage deals in the United States
- Car loans in the United States
- Business loans in the United States
- Private student loans in the United States
- Home equity loans and HELOCs in the United States
- Home improvement loans in the United States
- Cash advance apps in the United States
- Buy now, pay later in the United States
- Equity release in the United States
- Debt relief in the United States