Updated September 30, 2026 · BorrowCue Editorial Team
Top cash advance apps compared in the United States
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| # | Lender | Score | Features | Key facts | Actions |
|---|---|---|---|---|---|
| 1 | Grant Cash AdvanceTop pick | 8.9/10 |
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| ReviewCompareVisit |
| 2 | Brigit Brigit Premium plan includes free Express Delivery on cash advances: $15.99/month plan, free Express Delivery | 8.8/10 |
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| 3 | Klover Klover+ 30-day free trial: 30 days free | 8.6/10 |
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| 4 | EarnIn | 9.2/10 |
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| ReviewCompareSee alternatives |
| 5 | Varo Bank Elevated high-yield savings rate up to 3.75% APY: 3.75% APY on up to $5,000, 1.00% APY on the rest | 9.2/10 |
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| ReviewCompareSee alternatives |
| 6 | Dave | 9.1/10 |
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| ReviewCompareSee alternatives |
| 7 | MoneyLion Shake 'N' Bank Cash Back Promotion: Cash back from $0.01, cap $500 per transaction, up to 5 shakes per month | 9.1/10 |
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| ReviewCompareSee alternatives |
| 8 | Advance Funds Network | 9.1/10 |
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| ReviewCompareSee alternatives |
| 9 | FloatMe | 9.1/10 |
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| ReviewCompareSee alternatives |
| 10 | Payactiv | 9.0/10 |
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| ReviewCompareSee alternatives |
Licensed in the United States
- Grant Cash Advance
- California
- Grant Cash Advance
- Missouri
- Grant Cash Advance
- Utah
- Grant Cash Advance
- Kansas
- Brigit
- NMLS (US)
- Brigit
- NMLS (US) - Coastal Community Bank, Member FDIC
- Brigit
- California Department of Financial Protection and Innovation (Income-Based Advance Provider, CCFPL registration)
- Brigit
- New Mexico Regulation and Licensing Department, Financial Institutions Division (Small Loan License)
- Brigit
- Connecticut Department of Banking (Small Loan Company License)
- EarnIn
- NMLS (US National Mortgage Licensing System)
- Varo Bank
- Office of the Comptroller of the Currency (OCC)
- Varo Bank
- Federal Deposit Insurance Corporation (FDIC)
- Varo Bank
- FDIC
- Dave
- Nationwide Multistate Licensing System (NMLS)
- Dave
- California (state debt collection license)
- Dave
- Office of Consumer Credit Commissioner (OCCC), Texas
- MoneyLion
- NMLS Consumer Access (MoneyLion Technologies Inc.)
- MoneyLion
- NMLS Consumer Access (ML Enterprise Inc. d/b/a Engine by MoneyLion, loan broker)
- MoneyLion
- California Department of Financial Protection and Innovation (MoneyLion of California LLC)
- FloatMe
- California Department of Financial Protection and Innovation
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