Updated September 30, 2026 · BorrowCue Editorial Team

Top cash advance apps compared in the United States

17 lenders available in the United States, ranked for the United States.

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Top cash advance apps compared in the United States
#LenderScoreFeaturesKey factsActions
1
Grant Cash Advance logo
Grant Cash AdvanceTop pick
8.9/10
  • Same day funding
Loan amount:
$25 to $500
Arrangement fee:
No interest or late fees, Express $2-$21
Credit check:
None
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2
Brigit logo
Brigit

Brigit Premium plan includes free Express Delivery on cash advances: $15.99/month plan, free Express Delivery

8.8/10
  • Same day funding
APR:
0%
Loan amount:
$25 to $500
Arrangement fee:
0 (no origination fee; optional Express Delivery fee applies for Plus members)
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3
Klover logo
Klover

Klover+ 30-day free trial: 30 days free

8.6/10
  • Same day funding
Loan amount:
$25 to $750
Arrangement fee:
Standard free, express fee up to $37.49
Credit check:
None
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4
EarnIn logo
EarnIn
9.2/10
  • Same day funding
APR:
0%
Loan amount:
$0 to $1,000
Arrangement fee:
0 USD (standard speed transfer fee $0; optional Lightning Speed from $3.99 per transfer)
ReviewCompareSee alternatives
5
Varo Bank logo
Varo Bank

Elevated high-yield savings rate up to 3.75% APY: 3.75% APY on up to $5,000, 1.00% APY on the rest

9.2/10
  • Fixed rate
  • Same day funding
APR:
0%
Loan amount:
$600 to $2,000
Term:
3 to 12 months
ReviewCompareSee alternatives
6
Dave logo
Dave
9.1/10
  • Same day funding
APR:
0%
Loan amount:
$25 to $500
Arrangement fee:
Overdraft fee equal to the greater of $5 or 5% per ExtraCash overdraft; optional 1.5% fee for external debit card transfers
ReviewCompareSee alternatives
7
MoneyLion logo
MoneyLion

Shake 'N' Bank Cash Back Promotion: Cash back from $0.01, cap $500 per transaction, up to 5 shakes per month

9.1/10
  • Same day funding
APR:
0%
Loan amount:
up to $500
Arrangement fee:
$0 (no origination or monthly fee on Instacash; optional tip $0 and up and optional Turbo delivery fee $0.49-$8.99)
ReviewCompareSee alternatives
8
Advance Funds Network logo
Advance Funds Network
9.1/10
  • Fixed rate
  • Same day funding
Arrangement fee:
No upfront fees
Credit check:
Soft prequal
Funding time:
Same day, funding in just 4 hours
ReviewCompareSee alternatives
9
FloatMe logo
FloatMe
9.1/10
  • Same day funding
APR:
0%
Loan amount:
$10 to $200
Arrangement fee:
Standard free; instant $1.00-$10.00
ReviewCompareSee alternatives
10
Payactiv logo
Payactiv
9.0/10
  • Same day funding
Arrangement fee:
USD 0 for ACH bank transfer, Uber/Amazon load, bill pay and to Payactiv Visa Card with $200+ direct deposit; USD 2.49 without $200 direct deposit; USD 3.49 to non-Payactiv cards, Walmart Cash Pickup, Venmo and PayPal
Credit check:
None
Funding time:
Real-time transfers to a Payactiv Visa Card; ACH bank transfer 1-3 business days
ReviewCompareSee alternatives

Licensed in the United States

Grant Cash Advance
California
Grant Cash Advance
Missouri
Grant Cash Advance
Utah
Grant Cash Advance
Kansas
Brigit
NMLS (US)
Brigit
NMLS (US) - Coastal Community Bank, Member FDIC
Brigit
California Department of Financial Protection and Innovation (Income-Based Advance Provider, CCFPL registration)
Brigit
New Mexico Regulation and Licensing Department, Financial Institutions Division (Small Loan License)
Brigit
Connecticut Department of Banking (Small Loan Company License)
EarnIn
NMLS (US National Mortgage Licensing System)
Varo Bank
Office of the Comptroller of the Currency (OCC)
Varo Bank
Federal Deposit Insurance Corporation (FDIC)
Varo Bank
FDIC
Dave
Nationwide Multistate Licensing System (NMLS)
Dave
California (state debt collection license)
Dave
Office of Consumer Credit Commissioner (OCCC), Texas
MoneyLion
NMLS Consumer Access (MoneyLion Technologies Inc.)
MoneyLion
NMLS Consumer Access (ML Enterprise Inc. d/b/a Engine by MoneyLion, loan broker)
MoneyLion
California Department of Financial Protection and Innovation (MoneyLion of California LLC)
FloatMe
California Department of Financial Protection and Innovation

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Other countries

Grant Cash Advance

Grant Cash Advance

Top pick for the United States

8.9/10Visit