Cash Plus Kosovo review

Cash Plus Kosovo lends €200 to €7,000, and the range covers both its personal and payday products payday and personal. The legal entity behind the loans is Cash Plus Sh.A, based in Kosovo and regulated by the Central Bank of Kosovo (Banka Qendrore e Kosoves).

The term is 6, which is shorter than the 36 median term across the site. Its ranking on term sits at 188 of 232. A short term suits a balance you can clear quickly, but there is little slack if your income changes.

Funds are transferred to your bank account within minutes after approval, and same-day funding appears among its listed features same day funding. Around 82.9% of the lenders on the site carry that same feature, so quick payout is common in this group rather than unusual.

The credit check is hard, and the stated bar is good credit history with other banks hard good. Hard checks run by 76.5% of the personal loans ranked on the site, so a weaker file is likely to be turned down here.

Eligibility runs to adults, so you must be over the minimum age, hold Kosovo citizenship and keep a good credit history at other banks. Funds must go to an active bank account in Kosovo. The account rule decides where the money can land once a loan is approved.

It is a direct lender rather than a broker, meaning you apply to the company that makes the decision direct lender. It was founded in 2023 and trades as Cash Plus Sh.A. Direct lenders account for 72.1% of the lenders on the site.

You can reach the team through email, phone and chat, which covers email, phone, chat and a help centre. Several of those channels are typical across the site, with 85% of lenders offering phone support and 79% offering email.

Pricing on a Cash Plus Kosovo loan has to come from a quote, since the published details cover amounts, terms and checks rather than rates and fees. For context, the median APR across personal loans ranked on the site is 12.25%, and across payday loans it is 36.5%.