Updated October 9, 2026 · BorrowCue Editorial Team

Top lenders in Portugal compared

705 lenders available in Portugal, ranked for Portugal.

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Top lenders in Portugal compared
#	Lender	Score	Features	Key facts	Actions
1	Qonto ESTop pick Welcome bonus (Bono de Bienvenida): 300 EUR	8.6/10	Fixed rate	APR: 19.5% Loan amount: €750 to €1,000,000 Term: 1 to 12 months	Review Compare Visit
2	8lends 8lends is an online lending service at app.8lends.io offering personal loans.	Not rated			Review Compare Visit
3	Revolut Secured Credit Card intro offer: 0% APR for the first 6 months and unlimited 1.5% cashback: 0% intro APR for 6 months plus unlimited 1.5% cashback	Not rated		Loan types: Personal Legal entity: Revolut Payments UAB Headquarters: Lithuania	Review Compare Visit
4	Alt Lending	9.4/10	Fixed rate	APR: 3% Arrangement fee: 0 Credit check: Soft prequal	Review Compare See alternatives
5	Banco Santander	9.3/10	Fixed rate	Loan amount: $10,000 to $250,000 Term: 60 months Arrangement fee: 0.50% origination fee, minimum $250	Review Compare See alternatives
6	Credito Agricola	9.3/10	Fixed rate	APR: up to 13.4% Loan amount: €3,000 to €75,000 Term: 36 to 84 months	Review Compare See alternatives
7	Spark	9.3/10	Same day funding	Arrangement fee: 0 Credit check: None Funding time: Instant, on-chain in the borrow transaction	Review Compare See alternatives
8	OneMain Financial	9.3/10	Fixed rate Same day funding	APR: 11.99% to 35.99% Loan amount: $1,500 to $30,000 Term: 24 to 60 months	Review Compare See alternatives
9	Upstart Mortgage Home Equity Line of Credit	9.3/10		Initial rate: 6.52% to 18% APRC: 6.52% to 18% Product fee: $0	Review Compare See alternatives
10	Cofidis Portugal	9.2/10	Fixed rate	APR: 12.6% Loan amount: €5,000 to €50,000 Term: 54 to 84 months	Review Compare See alternatives