Updated September 28, 2026 · BorrowCue Editorial Team

Top home improvement loans compared in Portugal

17 lenders available in Portugal, ranked for Portugal.

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Top home improvement loans compared in Portugal
#	Lender	Score	Features	Key facts	Actions
1	OneMain FinancialTop pick	9.3/10	Fixed rate Same day funding	APR: 11.99% to 35.99% Loan amount: $1,500 to $30,000 Term: 24 to 60 months	Review Compare See alternatives
2	Cofidis Portugal	9.2/10	Fixed rate	APR: 12.6% Loan amount: €5,000 to €50,000 Term: 54 to 84 months	Review Compare See alternatives
3	NLB Banka Kosova NLB Depozita me afat: Bonus up to 200 EUR	9.2/10	Fixed rate	APR: 7.47% to 8.01% Loan amount: up to €35,000 Term: 120 months	Review Compare See alternatives
4	Doutor Financas	9.1/10		Arrangement fee: 0 EUR Credit check: Hard Funding time: up to 2 business days after funding	Review Compare See alternatives
5	LendingPoint	9.1/10	Fixed rate	APR: 7.99% to 35.99% Loan amount: $1,000 to $36,500 Term: 24 to 72 months	Review Compare See alternatives
6	Santander Portugal 1.1% discount on Credito Pessoal (personal loan): -1.1% (TAEG from 11.9%)	9.1/10	Fixed rate Same day funding	APR: 13.2% Loan amount: €1,500 to €75,000 Term: 24 to 84 months	Review Compare See alternatives
7	ActivoBank Credito Habitacao com Spread 0 nos primeiros 24 meses e isenca de comissoes iniciais: Spread 0 during the first 24 months and waiver of the 748.80 EUR initial commissions (dossier, formalisation and valuation) when contracted with bundled sales	9.0/10	Same day funding	APR: 9.8% Loan amount: €1,000 to €75,000 Term: 18 to 84 months	Review Compare See alternatives
8	ProCredit Bank Kosovo Hap llogari dhe Fito Menjëherë (open an account and win immediately)	9.0/10	Same day funding	Loan amount: up to €10,000 Credit check: Hard Funding time: Loan in about 3 minutes, fully online, money credited to the account immediately	Review Compare See alternatives
9	OnDeck	9.0/10	Fixed rate Same day funding	APR: 53.2% to 59.8% Loan amount: $5,000 to $400,000 Term: 18 to 24 months	Review Compare See alternatives
10	AMCO Portugal	8.9/10		Loan amount: €5,000 to €75,000 Term: 12 to 84 months Arrangement fee: 0 EUR	Review Compare See alternatives